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Purchasing car in GA, titling in VA.. questions
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Purchasing car in GA, titling in VA.. questions
I'm getting ready to fly down this weekend and purchase a car in Georgia which will ultimately be registered in Virginia. The dealer charges a dealer fee, gives me 30 day tags and tells me that I then register it in Virginia (including taxes and tags).
1 of the 3 banks I spoke to claims that I will be required by law to register and title the car in GA, and then I'll have to retitled it in Virginia, essentially paying sales tax in both states. I've spoken extensively with the dealer, and they claim no such thing. The dealer has a A+ on BBB, and seems pretty legit. The one bank claims they can't give me a loan unless I title and register the car in both states, they claim the title won't be "clean".
Anyone have any insight into this process?
1 of the 3 banks I spoke to claims that I will be required by law to register and title the car in GA, and then I'll have to retitled it in Virginia, essentially paying sales tax in both states. I've spoken extensively with the dealer, and they claim no such thing. The dealer has a A+ on BBB, and seems pretty legit. The one bank claims they can't give me a loan unless I title and register the car in both states, they claim the title won't be "clean".
Anyone have any insight into this process?
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'10 E63
Agreed. Whoever is telling you that is clueless, and the dealer is correct. If you buy a car in a state other than your own you don't pay sales tax/registration fees there, you pay them in your home state. Been there and done that many times.
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From: Northern VA
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FWIW, my sister purchased a new car last year in MD and lives in VA. 30day tags were MD and sales tax was VA rate, not MD. All the info was sent to DMV in VA. Only thing that she had to do was get a VA safety inspection.
Thread Starter
MBWorld Fanatic!
Joined: May 2006
Posts: 1,319
Likes: 251
From: Virginia
W212 M276 DELA 30 ; W211 M113k, W126 M117, W126 OM617, W211 OM642 ; R107 M117 X2, Sierra 1500 LZ0
Malone's Automotive. They said I'll just pay dealer's fees, then they mail the title to the lienholder, and I register and title it back in VA.
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The bank is talking crazy.
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From: Prague, Czech Republic
2009 C63, 2007 GL 450
I bought my car in PA but it was titled in VA. The dealer gave me PA 30 day temp tag and did all the paperwork with DMV in VA to have the title done in VA. The only taxes added to the invoice were the VA sales tax and 20 days after purchase I recieved the VA title and tags. The bank is simply wrong here.
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From: Charlotte, NC
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Im surprised you are getting a loan without paying your state taxes up front (VA taxes only). Most times, the lending institution requires that up front, at least that is the way it is in NC. If you were paying cash, then it is a different story. When paying cash, you pay dealer fees and $1 for a 30 day temp tag. Then when you register the car in your home state, you will pay the applicable taxes. As stated before, bank 1 doesn't know what they are talking about.
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I know Scott and David Malone fairly well.. They're great guys and their cars are always mint. Like everyone else said, you only have to register the car in VA.
