MF for a MB lease on the S is sky high.
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Newbie
Joined: May 2007
Posts: 24
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From: NYC
Honda
MF for a MB lease on the S is sky high.
I just checked the MF for January and its at 8.52% for a 36 month lease on the s550 4matic. Isn't sales supposed to be slowing down? The MF actually went up from December.
Anyone here lease recently? Would like to get some ideas on what people are getting.
Anyone here lease recently? Would like to get some ideas on what people are getting.
Super Member
Joined: Nov 2001
Posts: 894
Likes: 1
It will change depending on MBFinancial and whatever lease/financing specials they have going on.
Usually December is a good sales month for cars, so you'll see attractive bargains from the dealership and also MBFinancial.
Just keep an eye out on the money factors and residuals and you'll see more deals coming up in the next few months.
Usually December is a good sales month for cars, so you'll see attractive bargains from the dealership and also MBFinancial.
Just keep an eye out on the money factors and residuals and you'll see more deals coming up in the next few months.
Super Member
Joined: Feb 2008
Posts: 888
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From: Paradise (a.k.a. Austin, TX)
'09 S63 AMG
Didn't want to start another S class leasing thread, so here is my question:
If the final SP of the car (S550) incl. tax, title, and reg. is $99,000, what would the lease amount be based on, $99k or some other number?
The reason I'm asking is that I know the final SP of the car matters A LOT but at the same time leasing is supposedly based on only a PORTION of the price and usage.....
I guess I'm confused.
If the final SP of the car (S550) incl. tax, title, and reg. is $99,000, what would the lease amount be based on, $99k or some other number?
The reason I'm asking is that I know the final SP of the car matters A LOT but at the same time leasing is supposedly based on only a PORTION of the price and usage.....
I guess I'm confused.
MBWorld Fanatic!
Joined: Oct 2005
Posts: 1,271
Likes: 1
From: CA
2010 CL65
Didn't want to start another S class leasing thread, so here is my question:
If the final SP of the car (S550) incl. tax, title, and reg. is $99,000, what would the lease amount be based on, $99k or some other number?
The reason I'm asking is that I know the final SP of the car matters A LOT but at the same time leasing is supposedly based on only a PORTION of the price and usage.....
I guess I'm confused.
If the final SP of the car (S550) incl. tax, title, and reg. is $99,000, what would the lease amount be based on, $99k or some other number?
The reason I'm asking is that I know the final SP of the car matters A LOT but at the same time leasing is supposedly based on only a PORTION of the price and usage.....
I guess I'm confused.
Does vary by state, esp how sales tx is calc'd for leases....
But would observe that perhaps 90%+ of smart, 20-30-something hedge fund traders in NYC/CA seem to $0-down, 2-3yr lease any cars; personally pay for lease (not a business tax deduction); and could easily afford to write a check to buy any car....but buying cars is a fairly archaic/financially inefficient concept.....
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Super Member
Joined: Sep 2005
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From: Covington wa
05 SL500, 02 BMW Z3 (Mrs. VF), 05 FJR1300, 91 ZX-11
the interest based portion of the payment is based on selling price and down payment, the depreciation based portion of the payment is based on MSRP and residual value, so both numbers come into play.
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Junior Member
Joined: Mar 2006
Posts: 58
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From: Philly area
2024 911 ST, 2025 G63, 2023 Bentley Flying Spur Speed, 2024 Porsche Taycan Turbo S, 2025 SL63S E
Monthly
MF and other variables aside the monthly nut is what its all about. I am paying 1882 per month for a 36 month lease on 111K car. Good deal? Bad deal? who knows. My wife liked the car and we leased it. Now isn't that what its all about? I know guys who are paying close to 1K more per month than me. I don't know anyone paying less but I have to believe that they exist.
Super Member
Joined: Sep 2005
Posts: 927
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From: Covington wa
05 SL500, 02 BMW Z3 (Mrs. VF), 05 FJR1300, 91 ZX-11
If your money factor equates to 9%, you are getting screwed. If you had to put down 20k you are probably getting screwed. If the residual is 40% you are getting screwed etc. See how it works?
If all you are worried about is the monthly payment, you probably don't understand how easy it is to get hosed on a lease. You can Always tell if it is a good deal or not. The difference is if you care.
MBWorld Fanatic!
Joined: May 2007
Posts: 2,071
Likes: 2
2007 S600
That's why I like traditional financing over leases. Less sneaky tricks involved. If you get a good interest rate and a good sales price, where else can the stealership trick you?? You don't have to worry about mileage, your payoff drops quicker, and by the time you've gotten to the 3rd new car, your payment is almost nothing.
I've read where some folks say they have a second car to help keep the mileage down on their leased vehicle. Well, your paying more money for the 2nd car/insurance than if you just had one financed vehicle and didn't worry about mileage.
I've read where some folks say they have a second car to help keep the mileage down on their leased vehicle. Well, your paying more money for the 2nd car/insurance than if you just had one financed vehicle and didn't worry about mileage.
Super Member
Joined: Sep 2005
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From: Covington wa
05 SL500, 02 BMW Z3 (Mrs. VF), 05 FJR1300, 91 ZX-11
Leasing doesn't make sense for everyone and like stock market advice, don't buy anything you don't understand.
I drive less than 10k per year and like a new car every 3-4 years, a lease locks in my depreciation. If you keep your cars for a long time or rack up the miles, maybe a lease is not for you.
I drive less than 10k per year and like a new car every 3-4 years, a lease locks in my depreciation. If you keep your cars for a long time or rack up the miles, maybe a lease is not for you.
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Joined: Oct 2007
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550
Take over my lease on a Hot 2008 Mercedes Benz S550 Sport Amg 4Matic No $$ down taxes and tabs payed must have Good credit with the proper credit checks and approval from mercedes benz financial. Black with Black interior. The lease expires on 01/23/11 with a total of 32,500 miles allowed. Currently the car has less than 7k miles. This Mercedes is in as NEW condition not 1 rock chip or scratch. Options are P2 $2860 (parktronic,heated&ventilated front seats,electronic trunk closer, keyless go) ,$5630 321 Amg Sport package, $1795 610 night vision,$560 289 wood steering wheel,$750 218 rear view monitor,$425 057 ipod kit car has a window sticker of $103,795 Plus the whole front end is 3m clear bra Cost $1100. This is an excellent opportunity to get behind the wheel of an amazing vehicle for an inexpensive cost saving you about 10k. Pm me with any questions. The car has been stored inside since november 6th Please be advised the next leasee must have excellent credit ! Please send a email to address above.
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