ABOUT GEICO AUTO INSURANCE
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Junior Member
Joined: Jul 2006
Posts: 62
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From: NY
2011 Porsche 911 Carrera,07 S550. 2010 E350 4matic, 05 Honda Accord V6.
ABOUT GEICO AUTO INSURANCE
Because my Allstate insurance seems too expansive,so I am thinking to swith to Geico. Anyone have experience with Geico?
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
Member
Joined: Nov 2008
Posts: 137
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From: TX
2013 SL550 Tectite Black
Because my Allstate insurance seems too expansive,so I am thinking to swith to Geico. Anyone have experience with Geico?
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
Super Member
Joined: Jan 2008
Posts: 650
Likes: 24
From: Texas
2015 White/brown Nappa S550, '13 S550 4 matic, 11 S550 sold, '10 S550 Sports BLACK 08 S550 P3 sport
Because my Allstate insurance seems too expansive,so I am thinking to swith to Geico. Anyone have experience with Geico?
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
try Liberty mutual , very cheap and they r recommended by MBUSA's website.
just switched my home and auto and saved a bunch of moolah.
Senior Member
Joined: Sep 2009
Posts: 278
Likes: 45
From: New York
2024 GLS 580
Couldn't have a more opposite experience!
I was a loyal Geico customer without a break in insurance, who recommended them to everyone for 19 years. In September of this year I was able to get out of my 07 E350 lease. I was paying about $2000 per year fully covered with 100/300 limits no tickets, accidents or claims in over 7 years living in Brooklyn NY,( in a good part ort of Brooklyn). In Sept I got a great deal on an 09 S550 4matic. With the same coverages applied my rates went to $3200 per year from Geico. When I asked why they said the car warrants that rate. This led me to shop rates and eventually to Allstate. I got slightly higher coverages than with Geico and my rate for the year just under $2000 per year. Needless to say i switched to Allstate and put that savings toward my extended warranty. I really wanted to stay with Geico because of the Mechanical Breakdown coverage but it just made absolutely no sense to stay with them in my case.
I'm curious to know what your quotes are to see what variables exist that make Allstate not a good fit for you.
I'm curious to know what your quotes are to see what variables exist that make Allstate not a good fit for you.
Senior Member
Joined: Sep 2009
Posts: 278
Likes: 45
From: New York
2024 GLS 580
In New York Geico absolutely does not
make you use their repair shops. I am 100% sure they do NOT "make you" do this.
MBWorld Fanatic!
Joined: Jun 2007
Posts: 1,936
Likes: 350
From: Huntington NY
S560
Geico does NOT make you use their repair shops, I know this first hand (it is also illegal). I had a claim, they handled it without any problems (actually was quite amazing how easy it was) and my rates did not go up. I have not had one single issue after 7-8 yrs with them other than they try to occasionally slip in "mechanical breakdown" and roadside assistance coverage (unneeded on a brand new car).
Super Member
Joined: Jan 2008
Posts: 650
Likes: 24
From: Texas
2015 White/brown Nappa S550, '13 S550 4 matic, 11 S550 sold, '10 S550 Sports BLACK 08 S550 P3 sport
sorry I stand corrected. they do not make U but they offer quick turnaround if u use their fascility. I am paying only 1100 for my 2010 benz S550 with Liberty per year. 100/300/100 500deductible +uninsured motorist.
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MBWorld Fanatic!
Joined: May 2009
Posts: 1,850
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From: New York
2025 Range Rover, 2022 BMW M850 , 2017 MB E400 Coupe
Good price, but good luck to anybody to insure this car in NYC for this price ...... I'm paying $900 per six months for my 2010 E350 with Allstate with 100/300 $1000 deductible and my driving history is clean....
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MBWorld Fanatic!
Joined: Feb 2005
Posts: 6,952
Likes: 4
From: Hollywood CA
2011 twin turboed prius
Geico is terrible. 2nd rate insurance that denies and uses sub par repair shops. Any company that advertises as much as they do , has a high turnover.
If anyone needs more detail send me a PM, STAY THE HELL AWAY FROM GEICO
Go with AAA,
If anyone needs more detail send me a PM, STAY THE HELL AWAY FROM GEICO
Go with AAA,
MBWorld Fanatic!
Joined: Jun 2007
Posts: 1,936
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From: Huntington NY
S560
FWIW- I pay $1100 for one year for max coverage on my E550. That's in Huntington NY....
Senior Member
Joined: Sep 2009
Posts: 278
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From: New York
2024 GLS 580
BIG/HUGE difference in rates from NY counties to NYC
I changed my address from Massapequa Park NY to Brooklyn and my rates with Geico just about doubled. The coverages did not change, still I am a lucky Brooklynite who has a two car garage and still the rates went up. The reason for the increase I was told was the risk of claim is much greater in Bklyn as compared to Massapequa Park. Five years later still "waiting" to make my first claim.
The real interesting thing about Allstate according to my broker is that "older" Allstate customers pay more than new customers. It seems there are two Allstate companies, the old traditional company, and the new one with all the new advertising. My neighbor is an old customer, (btw we are both 45years old) having been with Allstate for 15 years has a 2004 Infinity G35x and pays more than I do for my 2009 S550 4matic. He called his broker to complain and she told him about the two companies. And we have the same coverages and exact homes, although I know my credit score are above 830, and don't know what his are.
The real interesting thing about Allstate according to my broker is that "older" Allstate customers pay more than new customers. It seems there are two Allstate companies, the old traditional company, and the new one with all the new advertising. My neighbor is an old customer, (btw we are both 45years old) having been with Allstate for 15 years has a 2004 Infinity G35x and pays more than I do for my 2009 S550 4matic. He called his broker to complain and she told him about the two companies. And we have the same coverages and exact homes, although I know my credit score are above 830, and don't know what his are.
MBWorld Fanatic!
Joined: Jun 2007
Posts: 1,936
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From: Huntington NY
S560
I saw something similar a few years ago when I made a short term move to Franklin Square, my insurance did jump since it was closer to the city. It seems to be very common- the closer to the city the higher the insurance....
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Joined: May 2009
Posts: 1,850
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From: New York
2025 Range Rover, 2022 BMW M850 , 2017 MB E400 Coupe
[quote=lungs414;3881879]It seems there are two Allstate companies, the old traditional company, and the new one with all the new advertising./quote]
This is exactly correct. The way it works ( according to my broker ) - if you are a customer of old company - no matter what you do...any points..DWI..or anything - they have no right to throw you out from policy and they raise your rate just a little. New company customers can lose their policy if they did something terrible. I don't know if it's true...but I'll try to call to Liberty Mutual anyway. My two cars - E350 and Audi A4 cost me $1800 per 6 months in Brooklyn..in nice part of Brooklyn...and my house insured with them as well. I think it's too much. BTW - GEICO gave me quote - $2400 per 6 months ....... They all crazy... bunch of crooks..
This is exactly correct. The way it works ( according to my broker ) - if you are a customer of old company - no matter what you do...any points..DWI..or anything - they have no right to throw you out from policy and they raise your rate just a little. New company customers can lose their policy if they did something terrible. I don't know if it's true...but I'll try to call to Liberty Mutual anyway. My two cars - E350 and Audi A4 cost me $1800 per 6 months in Brooklyn..in nice part of Brooklyn...and my house insured with them as well. I think it's too much. BTW - GEICO gave me quote - $2400 per 6 months ....... They all crazy... bunch of crooks..
Super Member
Joined: Feb 2008
Posts: 888
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From: Paradise (a.k.a. Austin, TX)
'09 S63 AMG
Because my Allstate insurance seems too expansive,so I am thinking to swith to Geico. Anyone have experience with Geico?
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
For reference, Geico gave the estimate price that half of the Allstate in my area (NYC), but without accident waiver program which I don't think I will need it anyway.( NO accident last 12 years)
I had them - dropped them like a hot potato after the son's of *****es nickle and dimed me to death on a small rear end accident I had with my wife's Lexus GX470 (wasn't my fault either - got hit by a lunatic).
Aweful experience. You basically get what you pay for.
You want walmart insurance, go to Geico or Progressive.
I personally like Nationwide, Amica. I heard Farmers & Liberty are okay too.
Last edited by AustinGuy; Jan 7, 2010 at 12:20 AM.
MBWorld Fanatic!
Joined: Jun 2005
Posts: 1,047
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From: So. Cal
S6 LP640 E500
They plain and simply SUCK the big Kahuna.
I had them - dropped them like a hot potato after the son's of *****es nickle and dimed me to death on a small rear end accident I had with my wife's Lexus GX470 (wasn't my fault either - got hit by a lunatic).
Aweful experience. You basically get what you pay for.
You want walmart insurance, go to Geico or Progressive.
I personally like Nationwide, Amica. I heard Farmers & Liberty are okay too.
I had them - dropped them like a hot potato after the son's of *****es nickle and dimed me to death on a small rear end accident I had with my wife's Lexus GX470 (wasn't my fault either - got hit by a lunatic).
Aweful experience. You basically get what you pay for.
You want walmart insurance, go to Geico or Progressive.
I personally like Nationwide, Amica. I heard Farmers & Liberty are okay too.
