Fidelity or MB extended warranty
i have Fidelity platinum on my Porsche, and has worked out well for me.
MB owners here have preference and experience with Fidelity over extending their current MB warranty?
and issues with coverage?
Last edited by tonupbklyn; Oct 13, 2025 at 10:48 AM.




Hopes this helps
I am not a lawyer but as a business owner it is understandable. Why would or should we put in the time and energy to see what is covered and perform the work in hopes of compensation from a third party.
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from what i can compare between 3yr MB extended vs 6yr GWC coverage, it's virtually 50% difference.
that said, my local dealership doesn't accept 3rd party. which likely means i'd need pay dealership upfront for any repairs, then deal with reimbursement directly with GWC.
any other owners have experienced this? what are chances that I'm going to run into pushback of what is/not covered, and how fast/slow is reimbursement?
all things insurance carriers not the greatest fun dealing with when it comes to reimbursements😒
or do i pay 50% more for MB factory extended, for sheer avoidance of reimbursement mgt/self service?
Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777
Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777




Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777
I agree with everything Trenton said. In fact, I would not take my car to a dealership like that. In this case, that dealer can't even be trusted to fight for you with Mbenz on marginal warranty issues when needed. A good dealer would be willing to take the extra mile to help their customers save costs and make their experience easier.
I know that many of these 3rd party warranty providers have exposed very bad practises by some dealers, especially in the Porsche forum, when dealers try to upsell customers repairs they don't actually need. Third party warranty providers in my view serve as a second pair of eyes on the repairs being done on my car, although admittedly sometimes the experience is not always that positive for the car owner. But I can't see any valid reason as to why a dealer refuse to work with 3rd party warranties other than hiding something for fishy practices.
Last edited by S_W222; Oct 13, 2025 at 09:03 PM.
Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777
your GWC coverage is significantly better priced than MB's... and if it provides the same full coverage, the hassle of going thru reimbursement myself may be worth it.
Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777
my concern is whether or not I'm going to run into any reimbursement issues with GWC once I've paid the dealership directly for any repairs.
what's that process like and how long does reimbursement take?




Trenton is saying not to play the reimbursement game. Third party warranties negotiate with mechanics for the final price. This prevents overcharging for repairs. IF you try to get reimbursed for repairs after the fact, the warranty will pay the discounted price, NOT the full price you are paying to the dealer.
When I just had a need for repair using a fidelity warranty, I first went to the dealer to see if they accepted the warranty. I would not have gone to any dealer that did not. Fortunately for me, every dealer around me accepts third party warranties...since they would lose tremendous business if they did not.




Trenton is saying not to play the reimbursement game. Third party warranties negotiate with mechanics for the final price. This prevents overcharging for repairs. IF you try to get reimbursed for repairs after the fact, the warranty will pay the discounted price, NOT the full price you are paying to the dealer.
When I just had a need for repair using a fidelity warranty, I first went to the dealer to see if they accepted the warranty. I would not have gone to any dealer that did not. Fortunately for me, every dealer around me accepts third party warranties...since they would lose tremendous business if they did not.
Couple of things:
On my 2019 Mercedes E450, when it came off lease, I decided to buy. When the original factory warranty was about to expire I bought an extended warranty through Jeff Jackson, see my post #4. The MB warranty was significantly cheaper than a third party warranty. There are zero deductibles with the MB extended warranty. I had a problem with the exhaust. Brought it to my local dealer. Cost of repairs was greater than cost of warranty. No problems having the repair done, zero cost to me and dealer gave me a loaner!
The MB warranty, as it is from MB, is good at all dealerships
I am on Medicare. Nearly all my doctors and every hospital takes Medicare. Others are on Medicare Advantage. Medicare Advantage is cheaper but not every doctor and hospital where I live takes Medicare Advantage. To me a third party warranty should be cheaper than a extended warranty from MB and like Medicare Advantage, not every dealer will accept it.
You posted that the extended warranty from GWC is 50% cheaper than from MB. Did you contact Jeff Jackson? An extended warranty is like insurance. Hope you never need it, but when you do you do not want problems. Balance cost with convenience.
Unless the warranty from GWC is substantially cheaper than from MB, I would get the MB warranty. You are buying piece of mind.
Just my $.02 and hope this helps.
On my 2019 Mercedes E450, when it came off lease, I decided to buy. When the original factory warranty was about to expire I bought an extended warranty through Jeff Jackson, see my post #4. The MB warranty was significantly cheaper than a third party warranty. There are zero deductibles with the MB extended warranty. I had a problem with the exhaust. Brought it to my local dealer. Cost of repairs was greater than cost of warranty. No problems having the repair done, zero cost to me and dealer gave me a loaner!
The MB warranty, as it is from MB, is good at all dealerships
I am on Medicare. Nearly all my doctors and every hospital takes Medicare. Others are on Medicare Advantage. Medicare Advantage is cheaper but not every doctor and hospital where I live takes Medicare Advantage. To me a third party warranty should be cheaper than a extended warranty from MB and like Medicare Advantage, not every dealer will accept it.
You posted that the extended warranty from GWC is 50% cheaper than from MB. Did you contact Jeff Jackson? An extended warranty is like insurance. Hope you never need it, but when you do you do not want problems. Balance cost with convenience.
Unless the warranty from GWC is substantially cheaper than from MB, I would get the MB warranty. You are buying piece of mind.
Just my $.02 and hope this helps.
yes, connected with Jeff. MB provides only up to 3yrs.
GWC offers 6yrs coverage...at same price as MB's 3yrs coverage
.but yes...ur rationale of hassle-free via MB is what I'm thinking thru. until i find a resolution with a nearby dealership accepting 3rd party warranty.




yes, connected with Jeff. MB provides only up to 3yrs.
GWC offers 6yrs coverage...at same price as MB's 3yrs coverage
.but yes...ur rationale of hassle-free via MB is what I'm thinking thru. until i find a resolution with a nearby dealership accepting 3rd party warranty.
Also compare coverage and see what is excluded and what is included. The MB warranty, with no deductibles, covers everything but wear and tear items, including all electronics.
Also, do you think you will keep your car for another 6 years?
Also compare coverage and see what is excluded and what is included. The MB warranty, with no deductibles, covers everything but wear and tear items, including all electronics.
Also, do you think you will keep your car for another 6 years?
coverage appears to be at parity with MB... but maybe @Highline-Autos.com can chime in as the expert.
the deductible is very low, negligible.
and yes...the car will be with me for at least another 5+ yrs, so having lengthier coverage is preferred.
Last edited by tonupbklyn; Oct 14, 2025 at 10:32 AM.
I've never bought an extended warranty on a car until the one I have now. My car has E-ABC, and several forum members have mentioned horror stories when it comes to that technology. Pretty much stating that it isn't a matter of if it'll go out, but when. A repair of E-ABC will pay for the warranty alone, then anything else that needs repaired will be gravy.
I've never bought an extended warranty on a car until the one I have now. My car has E-ABC, and several forum members have mentioned horror stories when it comes to that technology. Pretty much stating that it isn't a matter of if it'll go out, but when. A repair of E-ABC will pay for the warranty alone, then anything else that needs repaired will be gravy.
and just got off phone with the gm of my local dealership. his frank comment was that they've had nothing but difficult exchanges with 3rd party warranty providers (eg, arguing over hours, extent of repairs, timing of payments, etc), even with reputable big brands..."9 times out of 10". so much so they stopped accepting and just sticks with MB.
because I've been going to them for past few years, he said he'd work with me as long as I'd pay for whatever delta the outside provider denies.
not what i wanted to hear, but that's where i am with that situation.




and just got off phone with the gm of my local dealership. his frank comment was that they've had nothing but difficult exchanges with 3rd party warranty providers (eg, arguing over hours, extent of repairs, timing of payments, etc), even with reputable big brands..."9 times out of 10". so much so they stopped accepting and just sticks with MB.
because I've been going to them for past few years, he said he'd work with me as long as I'd pay for whatever delta the outside provider denies.
not what i wanted to hear, but that's where i am with that situation.
Last edited by DonS550; Oct 14, 2025 at 01:24 PM.
Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777




