Rear end carnage in LA
Last edited by Dudeler; Jan 16, 2010 at 10:51 AM. Reason: forgot to attatch photo
Nick
Let us know what happens, if it's repaired, and those details!
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). My insurance company said my vehicle was worth $XXXXX and the other person's insurance company said my vehicle was worth $xxxxx. My insurance company ended up paying me what they said it was worth and the insurance companies battled it out... Needless to say, I have been with this insurance company since I was 16 and would never switch...
The Best of Mercedes & AMG
But, as OAG stated, he shouldn't sign anything from the other insurance company (or his for that matter) unless you are in 100% agreement with what they are offering... Once he signs, it cannot be undone! If a "fair" payout isn't reached by either his insurance company or the other person's insurance company, then he must weigh the pros/cons (i.e., cost) of an attorney.
He needs to play hardball (but respectfully) with the other person's insurance company. After all, it was one of their policy holders' who was at fault and (more than likely) totaled his car...
That is a really good point. He has held off getting an attorney involved because he did not suffer any visible, serious injury. He tweaked his neck, went to ER to make sure nothing was broken and is waiting to see his primary care physician.
06E55 made a good case for letting the his insurance company do the work and that is what he is doing now. The repair facility has yet to really get into the car, so unseen issues may still take place.
There is 115,000 miles on the car. He is the second owner. The first owner took meticulous care of it, had all the records, two other cars to drive. It was pristine.How does one go about convincing an insurance company that the car should be totaled? Demand a second opinion? I'm assuming frame damage would be the mortal blow and they claim there is none, just a smashed trunk, front and rear bumpers and all the lights and the car will be fine when it is fixed.
Last edited by retardedmunk; Jan 20, 2010 at 08:35 PM.
I think you are absolutely correct on every point. His policy set a declared value of the car at $20K and a $5K rider for his baller 20" Lowenharts. I'm guessing the insurance company of the person who hit himis simply trying to save money. I told him yesterday to contact his company and tell them the repair option devalues the car.
It appears that the driver who caused the wreck insurance company is spending $14K to fix a car that they have valued at $18.7. They are also trying to get my son's company to pay for the front end damage because 'he hit that car'..which was actually the result of him getting pushed into it because he was smacked from the back..strange logic there. He's advocating that the car has been totaled and he wants his $20K. He has had three different agents to deal with in three days.
Here they would total it right away and give you a check for 20k within a week.
Isnt 70% total value? 14k is over 70%...they are trying to play your son.
My son's insurance is Mercury, he told me this morning that his latest agent is going to call him this afternoon and he is going to talk ask why the car is not being totaled and who is driving the bus on the settlement, it appears to be the insured who caused the wreck.
I don't know what company covers the guy who started it all. I'm heading down there tomorrow..400 miles in the rain, the mountain right outside LA is closed because of snow, so I'll take the long way around. LA drivers and snow..I'm not allow my S55 to entertain that level of craziness.
I would definitely get his insurance company or a lawyer involved at this point. I would also get another repair shop to look at it (if not two others).
How on earth is the other person's insurance company even beginning to think they could get your son's insurance company to pay for hitting the car in front of him? He was the one that caused the accident, not your son! The ONLY way that this could possibly happen is if your son hit that car first and then the other person ran into the back of your son's car...
I did a Kelly Blue Book on your son's car and in pristine condition at a dealer it is worth about $22,000 (which is pretty close to what his insurance company is valuing his car at). If they are spending $14K to fix a car they value at 18.7K, it is totaled (this works out to 74.866% of the value!).
Have your son get his insurance company involved and possibly a lawyer if needed!



STAY AWAY from Mercury....wow...they r insane trying to fix a car that they are practically buying .....*******s.....
L A Y W E R ....<----did i spell this correctly....lol
....your Son needs to get another estimate from a place with more "prestige"....to confirm it's totaled...good luck


