infantry

Seriously? i really have to ask this.

Why would a crazy stupid car like a 2008 z06 cost less, shall i say a lot less than my e63. same coverage, 100/300/100 full cov. only 1 violation, male 21.
i would save $400 every six months with a z06, i can get a decent truck on the side.

what would you choose? stay?

e1000

Right off the top of my head I would say it's because the vette would be cheaper to fix. Another factor may also be that E63's are more inclined to get into accidents with more expensive cars. I'm talking out of my @ss so I could be totally wrong.

infantry

lol thanks man. the AMG upset me in this point. i feel like i have a bad kid that costs me money.

Peter_02AMG

My E63 cost as much as my 911 through State Farm.

Vic55

Absolutely correct. Cost to repair plays a large role and Im sure both cars based on HP are classed closely together in the risk department. Insurance rankings (Im no expert) place cars like my 997TT and my M3 in the same risk code. Then other factors are added in like cost to repair.

Another thing is the age of the car is another factor. If the 63 is newer it will make an impact.

jpohl402

Keep in mind, they factor in the amount of claims they have paid on any given vehicle - as well as the frequency of accidents.

The other drivers determine your insurance to some degree.

Sorry but most Corvettes are driven by older gentleman that rarely drive - less time on road - and therefore get in less accidents (resulting in less $$ claims!)

MB_Forever

The cost of repairs, although not the only factor, is a strong enough factor in this case to create the huge difference in price. All Mercedes/AMG parts are extremely expensive compared to Corvette parts especially AMG parts, which most of the time ends-up having to be shipped from Germany.

In addition, I think the lower number of "certified" Benz body shops have something to do with it. Almost any shop can work on vettes, but when a Benz gets into an accident, many people want to get it fixed at the dealership or at a "certified" body shop. Unfortunately, it costs body shops a fortune to be "officially" certified in Mercedes (or BMW) so many of them simply don't bother; and even though many of these shops are still capable of fixing the cars, they end up losing business to the few that are certified. Of course, this leaves the few body shops that are certified to raise the price of repairs and labor accordingly, which affects insurance. Also, since some parts take longer to get, the benz takes longer to repair, which means the insurance will likely pay more for a rental either to you or the other party or to both depending who's at fault.

There are probably many small factors like these that are taken into account and which ultimately affect the final quote.

mikekuriger

It may be a good time to shop around for insurance.

amg_4_life

i'm at $679/year via Allstate . . . $500/deductible through, 36, male, a couple violations 4-5 years ago . . .

being east-coast might have something to do w/it?? . . . most east-coasters do not drive these rigs in the rain, yet alone the winter . . . hell, i question when its overcast . . .

infantry

@amg4life well your 36 lol. im 21. i pay 4x's as much as you lol

and i understand that whole grouping of drivers thing. and that repairs are a big issue. Thanks for the insight guys, but, WHAT would you guys do if you can afford a nice weekend toy and a DD truck? would you switch? or keep what you got?

gonzjed

Keep it if you can, have you tried USAA? They always have excellent rates for military folks. Thanks for serving to

infantry

yea i have tried USAA. my prob is that 1 violation left on my record, it comes off end of may, and i needed better pricing, USAA is great if you have low points, that 1 viol. was 5 points,

gonzjed

Wow, I really need to watch it then.

Ninjaryder

Check out costco's program through ameriprise. I'm a USAA member and they could not beat them.