Insurance cheaper on Z06 than my E63 w211.
Thread Starter
Super Member
Joined: Feb 2010
Posts: 831
Likes: 0
From: Glendale, AZ
07 E63. 07 STi limited #606/800
Insurance cheaper on Z06 than my E63 w211.
Seriously? i really have to ask this.
Why would a crazy stupid car like a 2008 z06 cost less, shall i say a lot less than my e63. same coverage, 100/300/100 full cov. only 1 violation, male 21.
i would save $400 every six months with a z06, i can get a decent truck on the side.
what would you choose? stay?
Why would a crazy stupid car like a 2008 z06 cost less, shall i say a lot less than my e63. same coverage, 100/300/100 full cov. only 1 violation, male 21.
i would save $400 every six months with a z06, i can get a decent truck on the side.
what would you choose? stay?
Out Of Control!!
Joined: Nov 2005
Posts: 18,677
Likes: 9
From: OC
a quarter mile at a time
Right off the top of my head I would say it's because the vette would be cheaper to fix. Another factor may also be that E63's are more inclined to get into accidents with more expensive cars. I'm talking out of my @ss so I could be totally wrong.
Administrator
Joined: Nov 2001
Posts: 12,263
Likes: 901
From: THE Orange County, California
2024 C8 Z06- 2025 BMW CS- 2022 Porsche 992 GTS
Another thing is the age of the car is another factor. If the 63 is newer it will make an impact.
MBWorld Fanatic!
Joined: Dec 2007
Posts: 2,052
Likes: 2
From: PHX/PIE/OMA ---> Yes, all three
E55 then E63, now back to an E55
Keep in mind, they factor in the amount of claims they have paid on any given vehicle - as well as the frequency of accidents.
The other drivers determine your insurance to some degree.
Sorry but most Corvettes are driven by older gentleman that rarely drive - less time on road - and therefore get in less accidents (resulting in less $$ claims!)
The other drivers determine your insurance to some degree.
Sorry but most Corvettes are driven by older gentleman that rarely drive - less time on road - and therefore get in less accidents (resulting in less $$ claims!)
MBWorld Fanatic!
Joined: Nov 2006
Posts: 9,137
Likes: 4
From: California, USA
E63 P30, CL500 Sport
The cost of repairs, although not the only factor, is a strong enough factor in this case to create the huge difference in price. All Mercedes/AMG parts are extremely expensive compared to Corvette parts especially AMG parts, which most of the time ends-up having to be shipped from Germany.
In addition, I think the lower number of "certified" Benz body shops have something to do with it. Almost any shop can work on vettes, but when a Benz gets into an accident, many people want to get it fixed at the dealership or at a "certified" body shop. Unfortunately, it costs body shops a fortune to be "officially" certified in Mercedes (or BMW) so many of them simply don't bother; and even though many of these shops are still capable of fixing the cars, they end up losing business to the few that are certified. Of course, this leaves the few body shops that are certified to raise the price of repairs and labor accordingly, which affects insurance. Also, since some parts take longer to get, the benz takes longer to repair, which means the insurance will likely pay more for a rental either to you or the other party or to both depending who's at fault.
There are probably many small factors like these that are taken into account and which ultimately affect the final quote.
In addition, I think the lower number of "certified" Benz body shops have something to do with it. Almost any shop can work on vettes, but when a Benz gets into an accident, many people want to get it fixed at the dealership or at a "certified" body shop. Unfortunately, it costs body shops a fortune to be "officially" certified in Mercedes (or BMW) so many of them simply don't bother; and even though many of these shops are still capable of fixing the cars, they end up losing business to the few that are certified. Of course, this leaves the few body shops that are certified to raise the price of repairs and labor accordingly, which affects insurance. Also, since some parts take longer to get, the benz takes longer to repair, which means the insurance will likely pay more for a rental either to you or the other party or to both depending who's at fault.
There are probably many small factors like these that are taken into account and which ultimately affect the final quote.
Trending Topics
MB World Stories
The Best of Mercedes & AMG
Manual Mercedes? 6 Times Sindelfingen Let Drivers Have All The Fun
Verdad Gallardo
Mercedes SLR McLaren 722 S Is Extremely Rare Example Modified by McLaren
Verdad Gallardo
8 Classic Boxy Mercedes Designs That Have Aged Like Fine Wine
Verdad Gallardo
Flawlessly Restored Mercedes 190E Evo II Heads to Auction
Verdad Gallardo
Electric Mercedes C-Class Unveiled: 11 Things You Need to Know
Verdad Gallardo
Mercedes EQS Gets A Major Update: Everything You Need to Know
Verdad Gallardo
5 Underrated Mercedes-Benz Models That Don't Get the Love They Deserve
Verdad Gallardo
Mercedes 300D Has Pushed Well Past 1 Million Miles and It Ain't Stopping
Verdad Gallardo
10 Most Reliable Mercedes-Benz Models You Can Buy Used
Verdad Gallardo
Junior Member
Joined: Aug 2009
Posts: 66
Likes: 0
2005 E55 AMG
i'm at $679/year via Allstate . . . $500/deductible through, 36, male, a couple violations 4-5 years ago 
. . .
being east-coast might have something to do w/it?? . . . most east-coasters do not drive these rigs in the rain, yet alone the winter . . . hell, i question when its overcast . . .
. . . being east-coast might have something to do w/it?? . . . most east-coasters do not drive these rigs in the rain, yet alone the winter . . . hell, i question when its overcast . . .
Thread Starter
Super Member
Joined: Feb 2010
Posts: 831
Likes: 0
From: Glendale, AZ
07 E63. 07 STi limited #606/800
@amg4life well your 36 lol. im 21. i pay 4x's as much as you lol
and i understand that whole grouping of drivers thing. and that repairs are a big issue. Thanks for the insight guys, but, WHAT would you guys do if you can afford a nice weekend toy and a DD truck? would you switch? or keep what you got?
and i understand that whole grouping of drivers thing. and that repairs are a big issue. Thanks for the insight guys, but, WHAT would you guys do if you can afford a nice weekend toy and a DD truck? would you switch? or keep what you got?
Senior Member
Joined: Sep 2007
Posts: 330
Likes: 1
From: North Bergen, NJ
germans
@amg4life well your 36 lol. im 21. i pay 4x's as much as you lol
and i understand that whole grouping of drivers thing. and that repairs are a big issue. Thanks for the insight guys, but, WHAT would you guys do if you can afford a nice weekend toy and a DD truck? would you switch? or keep what you got?
and i understand that whole grouping of drivers thing. and that repairs are a big issue. Thanks for the insight guys, but, WHAT would you guys do if you can afford a nice weekend toy and a DD truck? would you switch? or keep what you got?
Thread Starter
Super Member
Joined: Feb 2010
Posts: 831
Likes: 0
From: Glendale, AZ
07 E63. 07 STi limited #606/800
yea i have tried USAA. my prob is that 1 violation left on my record, it comes off end of may, and i needed better pricing, USAA is great if you have low points, that 1 viol. was 5 points,
