Tires and rims insurance ?
#1
Member
Thread Starter
Tires and rims insurance ?
Finally my Edition 1 came in yesterday and I am taking delivery on Friday! I bought the car (not leasing)
I took 3M wrapping full car
i took tinted windows 35 back 50 front
I bought the extended warranty 3 more years ($5090)
now they are offering me the tires and rim insurance for 2800$ Canadian 5 years coverage. I was wondering if it is worth it or not. I have till Friday to decide.
Please comment
I took 3M wrapping full car
i took tinted windows 35 back 50 front
I bought the extended warranty 3 more years ($5090)
now they are offering me the tires and rim insurance for 2800$ Canadian 5 years coverage. I was wondering if it is worth it or not. I have till Friday to decide.
Please comment
#2
Member
Finally my Edition 1 came in yesterday and I am taking delivery on Friday! I bought the car (not leasing)
I took 3M wrapping full car
i took tinted windows 35 back 50 front
I bought the extended warranty 3 more years ($5090)
now they are offering me the tires and rim insurance for 2800$ Canadian 5 years coverage. I was wondering if it is worth it or not. I have till Friday to decide.
Please comment
I took 3M wrapping full car
i took tinted windows 35 back 50 front
I bought the extended warranty 3 more years ($5090)
now they are offering me the tires and rim insurance for 2800$ Canadian 5 years coverage. I was wondering if it is worth it or not. I have till Friday to decide.
Please comment
My 2c: your better bet might be to buy a replacement front and a replacement back rim. If you never use them, you can re-sell them. I saw front C450 spare rims for around $600 though not sure just what condition these were in; I know new they cost around $1k.
#3
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depends on your road condition. For that amount, you need to read the fine prints too and see any deductibles and how many claims and/or maximum claim amount you are allowed per year. If you have dedicated winter tires and wheels, say aftermarket ones, would they be covered too ?
For tires, if you have a flat, would the insurance covers you by providing new tires or simply patched/repaired, if it deems safe to do so. For wheels, it would be replaced only if it is cracked as the structural integrity of the wheel is deemed unsafe. For other minor blemishes and scratches, they are simply resurfaced.
For tires, if you have a flat, would the insurance covers you by providing new tires or simply patched/repaired, if it deems safe to do so. For wheels, it would be replaced only if it is cracked as the structural integrity of the wheel is deemed unsafe. For other minor blemishes and scratches, they are simply resurfaced.
#4
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depends on your road condition. For that amount, you need to read the fine prints too and see any deductibles and how many claims and/or maximum claim amount you are allowed per year. If you have dedicated winter tires and wheels, say aftermarket ones, would they be covered too ?
For tires, if you have a flat, would the insurance covers you by providing new tires or simply patched/repaired, if it deems safe to do so. For wheels, it would be replaced only if it is cracked as the structural integrity of the wheel is deemed unsafe. For other minor blemishes and scratches, they are simply resurfaced.
For tires, if you have a flat, would the insurance covers you by providing new tires or simply patched/repaired, if it deems safe to do so. For wheels, it would be replaced only if it is cracked as the structural integrity of the wheel is deemed unsafe. For other minor blemishes and scratches, they are simply resurfaced.
#5
Member
Thread Starter
For 5 years they give you unlimited claims on both summer and winter tires/rims.
they only do exchange of tires and rims no repairs
if tire has a buble, or a flat for any reason they replace it.
If the rim is cracked and not functional they will replace but if it just a statically damaged or poked/bended they will not replace.
The roads conditions in Montreal are horrible. Due to winter and salt, there is a lot of potholes.
they only do exchange of tires and rims no repairs
if tire has a buble, or a flat for any reason they replace it.
If the rim is cracked and not functional they will replace but if it just a statically damaged or poked/bended they will not replace.
The roads conditions in Montreal are horrible. Due to winter and salt, there is a lot of potholes.
#7
Newbie
I think it depends on your local road conditions but I came from an M4 that lost 7 tires and had 1 bent rim in 22K miles of driving. Central Florida is under perpetual construction and there is debris everywhere, along with our crumbling infrastructure. Not a single tire was changed for wear, they never made it. And I had the black rims resurfaced basically every time it was in the shop for anything.
The Pirelli’s on my Edition 1 will likely suffer the same fate, and I like the piece of mind. Worth the 2500 for me, but it’s very individual.
The Pirelli’s on my Edition 1 will likely suffer the same fate, and I like the piece of mind. Worth the 2500 for me, but it’s very individual.
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#8
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Anyone else has any comment?
i never had low profile tires before so I don’t know how often the tires and rim can break.
There is a lot ignored pothole in Montreal
i never had low profile tires before so I don’t know how often the tires and rim can break.
There is a lot ignored pothole in Montreal
#10
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They quoted me $3100 USD for the rim / wheel insurance. I considered it, but I've not had great luck with insurances as there seem to be any number of fine print exclusions that end up resulting in no pay out for a claim.
For example, I could see them saying sorry, tread depth is less than X, we aren't paying for that bent rim because the tire was beyond spec, or we're not fixing the flat/replacing the tire, whatever, because the tire was already below our limits anyway. And so on.
Roads around here aren't too bad so I'm keeping my fingers crossed.
But I am really conscious of the fact that I've been driving a jeep and a F-250 for the past few years and am used to just running over anything in my path with near total disdain. Will have to alter my driving habits for sure.
For example, I could see them saying sorry, tread depth is less than X, we aren't paying for that bent rim because the tire was beyond spec, or we're not fixing the flat/replacing the tire, whatever, because the tire was already below our limits anyway. And so on.
Roads around here aren't too bad so I'm keeping my fingers crossed.
But I am really conscious of the fact that I've been driving a jeep and a F-250 for the past few years and am used to just running over anything in my path with near total disdain. Will have to alter my driving habits for sure.
#11
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go fast grocery getter wagon
I think the rims will likely not damaged over 5 yrs, therefore, to get back that $2800 (before tax), you will need about 6 new replacement tires to be on even ground.
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Gotic4u (10-26-2017)
#12
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i was mostly worry about cracking the rims but like everyone say, forged rims are hard to break
#14
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seemed good.
#15
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My wife and I have been driving a very long time. Last year she hit a pot hole and blew a tire. MB roadside assist installed the spare and the dealer replaced the tire for $350.00 Can. That was the first time this has happened. At 2800.00, I would self insure.
Are you planning on keeping this car for many years? I ask because it's 5090.00 for warranty, at least 5,000.00 to wrap the whole car, and 2800.00 for wheel and tire insurance. That's a lot of of money for what ifs. Personally I buy none of it and I'm way ahead. Cars were not meant to remain new unless they are in a museum.
There are good people that fix paint chips and you have four years to buy the extended warranty. Why spend the money now?
Are you planning on keeping this car for many years? I ask because it's 5090.00 for warranty, at least 5,000.00 to wrap the whole car, and 2800.00 for wheel and tire insurance. That's a lot of of money for what ifs. Personally I buy none of it and I'm way ahead. Cars were not meant to remain new unless they are in a museum.
There are good people that fix paint chips and you have four years to buy the extended warranty. Why spend the money now?
Last edited by petee1997; 10-29-2017 at 09:58 PM.
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E63guy (10-30-2017)
#17
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My wife and I have been driving as very long time. Last year she hit a pot hole and blew a tire. MB roadside assist installed the spare and the dealer replaced the tire for $350.00 Can. That was the first time this has happened. At 2800.00, I would self insure.
Are you planning on keeping this car for many years? I ask because it's 5090.00 for warranty, at least 5,000.00 to wrap the whole car, and 2800.00 for wheel and tire insurance. That's a lot of of money for what ifs. Personally I buy none of it and I'm way ahead. Cars were not meant to remain new unless they are in a museum.
There are good people that fix paint chips and you have four years to buy the extended warranty. Why spend the money now?
Are you planning on keeping this car for many years? I ask because it's 5090.00 for warranty, at least 5,000.00 to wrap the whole car, and 2800.00 for wheel and tire insurance. That's a lot of of money for what ifs. Personally I buy none of it and I'm way ahead. Cars were not meant to remain new unless they are in a museum.
There are good people that fix paint chips and you have four years to buy the extended warranty. Why spend the money now?
The wrapping was not bad; APEX for $1600.. my paint needs it, it is a matte colour and can’t be fix if something happens. Remember this kind of colour can’t be buffed/polish
The extended warranty is a bit overpriced but at least if something happens in 5-6 years, manufacture problem, I am cover. It is a peace of mind.
I don’t know what car you are driving or what size of tire you are using, but this car has 20” low profile which gets damage easily with all the potholes we have in Montreal. My friend blows 4-5 tires a year with his low profile.
#18
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I bought the car so I want to keep it at least 5 years.
The wrapping was not bad; APEX for $1600.. my paint needs it, it is a matte colour and can’t be fix if something happens. Remember this kind of colour can’t be buffed/polish
The extended warranty is a bit overpriced but at least if something happens in 5-6 years, manufacture problem, I am cover. It is a peace of mind.
I don’t know what car you are driving or what size of tire you are using, but this car has 20” low profile which gets damage easily with all the potholes we have in Montreal. My friend blows 4-5 tires a year with his low profile.
The wrapping was not bad; APEX for $1600.. my paint needs it, it is a matte colour and can’t be fix if something happens. Remember this kind of colour can’t be buffed/polish
The extended warranty is a bit overpriced but at least if something happens in 5-6 years, manufacture problem, I am cover. It is a peace of mind.
I don’t know what car you are driving or what size of tire you are using, but this car has 20” low profile which gets damage easily with all the potholes we have in Montreal. My friend blows 4-5 tires a year with his low profile.
I stand corrected. Matte paint needs protection. The warranty can be bought at any time that the car is on warranty. That gives you four years before you must make a decision.
#19
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Thread Starter
Thanks for the info, next time I will know.
This forum rum has been super helpful.
#20
Rim dented, but fortunately not bent.
Had similar problems with nearly all my previous 5 AMG 55/63s.
Fronts seem to be very susceptible to damage. Heavy weight, front biased, low profile tires.