Buying stuff on-line
I'd like some advice please. I'm thinking about ordering online a Bel radar dectector (the new 985 should be out soon) from
http://www.radarcops.com.
Q1: Have anyone had any experiences, good or bad with this company?
Q2: When paying with a credit card, does MC, Visa or AmEx provide a way to chargeback the amount paid if for example the purchase never arrives or arrives in non-satisfactory condition?
Thanks a lot
By paying with a credit card you always have the right to contest charges if you feel you are getting ripped off by a vender. But my experience with ordering on line has been excellent. Companies rely on their customer service to build repeat customers. I don't have any experience with that particular vendor.
Good luck.
No-one, including Beltronics (I've called them), can give me a definite answer on what is different in 985. Basically all I know that it's the 980 with some improvements and 980 is getting replaced by 985.
Betronics does not list it on their site yet.
What about the other detectors? I'm thinking about buying a Valentine One or Passport 8500, because it's just too easy to get carried away a little in the Benz
- are they worth the extra money? So far, I've only seen MB-boarders talk about the BEL 980 on this forum.Is this off-topic? Originally, this is about online orders using charge cards. I can always post a new thread. But this has been going around in my head for a while. The price of a Valentine One sure is a lot of smackers
; then again, so's a speeding ticket & points. Better safe than sorry. Guess you have to trust the reviews. What's your experience with detectors, anyone?(ok, I might post a poll when I get home)
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like cash? Any chance you were using a DEBIT card instead of a credit card? There is a difference. Debit cards are like cash can be a pain to fight charges on.
I was puzzled too when I heard the MC rep. talking about "like cash"
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debit cards,to the seller are just like credit cards, you notice that the card has a visa or master card symbol on it. When I buy gas, it ask debt or credit, I use my debit card and say credit. SO there on ein the same. Have bought on ebay with debit
However, when the card is charged by MC/Visa, it is not a 'credit charge' that you can dispute, but a direct withdrawal of cash. Hence why it is often referred to as "telecheck" or "checkcard". You ability to dispute stuff becomes substantially reduced, similar to that of a check. Hence the mention of "just as cash".
When buying online, I specifically use a regular credit card that also has 'buyers protection'. Then I pay the card off at the end of the month from my regular account. Then if I had to dispute something, I can. And if something goes wrong, I have the buyers protection that extends the original warranty.
Debit cards come in two styles. Those are that bank issued. They are only accepted by places that specifically accept debit cards (usually members of a compatible network). Then there are those that have a MC/Visa logo on them and can use the MC/Visa network. Those are accepted anywhere that takes MC/Visa.
However, when the card is charged by MC/Visa, it is not a 'credit charge' that you can dispute, but a direct withdrawal of cash. Hence why it is often referred to as "telecheck" or "checkcard". You ability to dispute stuff becomes substantially reduced, similar to that of a check. Hence the mention of "just as cash".
When buying online, I specifically use a regular credit card that also has 'buyers protection'. Then I pay the card off at the end of the month from my regular account. Then if I had to dispute something, I can. And if something goes wrong, I have the buyers protection that extends the original warranty.
However in Canada the system is slightly different and we have only a handful of banks here. I know the difference, because I had a friend who lived in Atlanta.
Like I said, in Canada a debit card is just that, you CAN NOT use it wherever Visa or MC is accepted. You can use them only with stores that accept Interac, Cirrus etc. We have no debit cards (AFAIK) with Visa or MC logo.
Likewise, a credit card in Canada is just a credit card and can ONLY be used as such. For example I have a Bank of Montreal MC and no other accounts with that bank, so there is no way cash is withdrawn when I use that card. Same goes for my AmEx CC.
(One exception is that you may have the ability, if specifically enabled, to manage your debit AND credit accounts at a bank machine with the same card)


