2019 C43 AMG order - status, options, pics etc
#251
Senior Member
#253
Member
Sorry for going MIA after my original post, I was called to Buenos Aires for work. One of the reasons why I was asked about the paperwork is because I wouldn’t be here for delivery and they would hold the paperwork as an assurance without processing.
And hell no man- I probably wouldn’t even finance it for 3. I usually pay off my vehicles in 2. I only mentioned 72 months to quote the rate terms.
As as an unfortunate update, I was supposed to pick up the C43 today, but the dealer left me a voicemail earlier this week (got it today when I returned to the states) saying it was pushed back to mid November release. Sucks for all of us here.
And hell no man- I probably wouldn’t even finance it for 3. I usually pay off my vehicles in 2. I only mentioned 72 months to quote the rate terms.
As as an unfortunate update, I was supposed to pick up the C43 today, but the dealer left me a voicemail earlier this week (got it today when I returned to the states) saying it was pushed back to mid November release. Sucks for all of us here.
#254
Member
Sorry for going MIA after my original post, I was called to Buenos Aires for work. One of the reasons why I was asked about the paperwork is because I wouldn’t be here for delivery and they would hold the paperwork as an assurance without processing.
And hell no man- I probably wouldn’t even finance it for 3. I usually pay off my vehicles in 2. I only mentioned 72 months to quote the rate terms.
As as an unfortunate update, I was supposed to pick up the C43 today, but the dealer left me a voicemail earlier this week (got it today when I returned to the states) saying it was pushed back to mid November release. Sucks for all of us here.
And hell no man- I probably wouldn’t even finance it for 3. I usually pay off my vehicles in 2. I only mentioned 72 months to quote the rate terms.
As as an unfortunate update, I was supposed to pick up the C43 today, but the dealer left me a voicemail earlier this week (got it today when I returned to the states) saying it was pushed back to mid November release. Sucks for all of us here.
#255
Member
Join Date: Dec 2016
Location: penn's woods USA
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2019 AMG C43 Sedan
#257
Senior Member
#259
Senior Member
#260
Still waiting here for a 2019 ordered late August....C43 Sedan. The build slip is taped to the bottom of my computer. I was hoping to drive it before winter !
Last edited by speedlaw; 11-03-2018 at 11:54 PM.
#261
Former Vendor of MBWorld
Gle43 coupes released, cls53 released, s63 released... Still waiting for others.. The c43 sedans say label unlocked (meaning they are working on window stickers)... Should be soon...unsure on coupes.. The c300 has been out over a month
#262
I'm not flaming you, but I am curious why you would say that. If you can get an interest rate as low as say 1.9%, I think it makes financial sense to take as long a term as they will allow. Even if you had the resources to pay cash for the car, wouldn't you be better off putting that cash in an investment somewhere instead of tying it all up in a car sooner than you have to? Even a relatively conservative investment will easily pay more than 1.9%. Curious to understand your thinking.
#264
I'm not flaming you, but I am curious why you would say that. If you can get an interest rate as low as say 1.9%, I think it makes financial sense to take as long a term as they will allow. Even if you had the resources to pay cash for the car, wouldn't you be better off putting that cash in an investment somewhere instead of tying it all up in a car sooner than you have to? Even a relatively conservative investment will easily pay more than 1.9%. Curious to understand your thinking.
Last edited by slyce130; 11-04-2018 at 01:16 PM.
#266
Senior Member
#267
you are correct that the C class is built in Alabama but while some don’t consider the C43 a real AMG, MB does and as of about a year ago moved that production line for the C class to South Africa, http://metalworkingnews.info/first-l...n-east-london/
#269
Member
I'm going to side with Richard on that one. I was simply taught that you shouldn't finance a vehicle, period. Irrespective of how low the interest rate is. It is a depreciating asset. If you cannot afford to comfortably purchase the vehicle in cash, you cannot afford to buy it OR lease it. Forget about the fact that you can finance and then invest, that's small scale. Focus on making enough income where the vehicle is not an obstacle in any way and then either purchase in full or lease it if you want to enjoy a nice ride.
#270
MBWorld Fanatic!
I'm not flaming you, but I am curious why you would say that. If you can get an interest rate as low as say 1.9%, I think it makes financial sense to take as long a term as they will allow. Even if you had the resources to pay cash for the car, wouldn't you be better off putting that cash in an investment somewhere instead of tying it all up in a car sooner than you have to? Even a relatively conservative investment will easily pay more than 1.9%. Curious to understand your thinking.
Again, it doesn't seem you two are the typical car market, but the majority of people out there buying cars are being sold these long terms by dealers simply as a way to move inventory, regardless of what someones financial situation is. Here's a good read on where I'm coming from. https://jalopnik.com/how-subprime-ca...ing-1796893288
Last edited by RichardCranium3; 11-05-2018 at 12:03 PM.
#271
I don't want to turn this thread into something it's not, but with all due respect to the people who believe paying cash is the better option than financing at a low interest rate, you are wrong. Let's say I purchase a vehicle and plan to finance $50,000 and I can borrow that money for 2.9% for 6 years, that equals about $4500 in total interest or about an additional $750/yr. Now let's say I take that same $50,000 and invest it pretty conservatively and only make 5%/yr over that same period of time I would have $67,000 at the end of that same 6 years. So I just paid $4500 to earn $17,000. The depreciation of the car is the same regardless. However if you are someone who just keeps a lot of cash in the bank or in a safe at home then yes paying cash would be the better option.
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BuffaloJason (11-05-2018)
#272
MBWorld Fanatic!
I don't want to turn this thread into something it's not, but with all due respect to the people who believe paying cash is the better option than financing at a low interest rate, you are wrong. Let's say I purchase a vehicle and plan to finance $50,000 and I can borrow that money for 2.9% for 6 years, that equals about $4500 in total interest or about an additional $750/yr. Now let's say I take that same $50,000 and invest it pretty conservatively and only make 5%/yr over that same period of time I would have $67,000 at the end of that same 6 years. So I just paid $4500 to earn $17,000. The depreciation of the car is the same regardless. However if you are someone who just keeps a lot of cash in the bank or in a safe at home then yes paying cash would be the better option.
#273
in your experience when it reaches this level, how close are we to release? how long does it take to make window stickers? thank you so much, just wondering if its here before thanksgiving
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BuffaloJason (11-05-2018)
#275
The issue is not a matter of liquid cash. Judging by your responses, I'd put money down you two are not the typical car buyers out there these days. With that said, what do you do when you run in to an emergency life situation and you have to get rid of your car that's depreciated more than what you're able unload it for? When you stretch your payments out 72mos, sure, you're keeping cash liquid, but you're also not paying principle you're on the hook for when the value has depreciated to $35k and you still owe $45k. People buying something they can't really afford, putting low money down, and having a long note on a rapidly depreciating asset...sounds stupid right? People are doing it in record numbers.
Again, it doesn't seem you two are the typical car market, but the majority of people out there buying cars are being sold these long terms by dealers simply as a way to move inventory, regardless of what someones financial situation is. Here's a good read on where I'm coming from. https://jalopnik.com/how-subprime-ca...ing-1796893288
Again, it doesn't seem you two are the typical car market, but the majority of people out there buying cars are being sold these long terms by dealers simply as a way to move inventory, regardless of what someones financial situation is. Here's a good read on where I'm coming from. https://jalopnik.com/how-subprime-ca...ing-1796893288