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I've went ahead and made a C43 discord where we can all chat, faster, share photos, and communicate better.
Hit the link to join! https://discord.gg/K8sDQ878 (link expires in 7 days)
Wow then I'm definitely not paying 1k a month haha no thank you.
you realize this is good/high? 62% would be amazing. I doubt it will be that high.
Originally Posted by Kinematic
@alexasa just received an update from SA, I have a VIN and everything has been included in the build! Did you have a tool that I could check the VIN number for included or excluded options?
This has been the one that seems to have the information sooner than any other.
Yes when residual is high the monthly payments should be better not worse. And 1000 a month on a 70k car is not great at all. So the mf and other factors must be causing it.
PFL205.064 with M276.823 (Oil pump solenoid defeated)
Originally Posted by rick98
I totally feel you. 100%. I first considered this car in Summer of 2021 I was about to get the V6 but then I heard that the C class would get that new body that Europe already had in late 2021. So I said to myself, Ill just wait for them to release the C43!
That was probably July 2021. Almost 20 months ago. I still remember going on YouTube last year and seeing the first C43, that fully loaded white one in the room reveal posted 4 hours ago by a German auto vlogger. I was blown away.
I'm currently carless and with no idea whatsoever of when we're going to get these, I've unfortunately begun considering other cars, like the E53, CLA45, M3, M340, S4, etc.
Also, A lot of my friends have pointed also out to me that it's not worth the price point. I do love it, but It is a pretty controversial car.
The price for mine, 71k, dealer told me my lease option would be $1017 with 10K down taxes included, and thats because im getting it at MSRP!
They told me almost everyone else will do 5/10k over. I didn't believe it, but when I called other dealers, nobody could do these numbers for me.
It seemed kind of high considering in my area you can get an M3 around 1100 with that downpayment, albeit my C43 is well loaded, came out to near the payments for a mildly-loaded M3. But this is a different breed of car.
My friends do lease specials and told me a little more and they could put me in an S500! I'm going to keep waiting for a little longer, I've waited this long already...
Good advice from forum members in the followed posts on not putting money down on a lease, putting money down on a lease is called capital cost reduction I think which is unlike financing. That said though, I think if you put MSDs (Multiple Security Deposits) you could achieve things like lowering interest rate and also monthly payment.
With such high interest rate, it is naturally you would want to lower it by putting money down, don't if it is not a security deposit which you could get back when totaled (hopefully you don't have to deal with that at all though) but make sure to read the fine print, I guess even security deposits there are times that you can't get it back if the car ends up like that. Not everyone treats MSDs equally from what I heard.
C43 for me, I'll wait till I can have it at 700 to 800 all in. That's fair. And that's still higher then current m340i lci prices. I got my 2020 at my range as they had much inventory and no buyers. Maybe by end of year there will be slower sales. We will see.
I wish I could wait until later this year. I need a car ASAP.
This has been the one that seems to have the information sooner than any other.
Currently sits in a refresh loop. That being said it does show up in https://www.vindecoderz.com/ as the make/model but no actual options are there. I'll keep trying the mb.vin site.
Mechanicbase vin lookup also spits this out:
Currently sits in a refresh loop. That being said it does show up in https://www.vindecoderz.com/ as the make/model but no actual options are there. I'll keep trying the mb.vin site.
Mechanicbase vin lookup also spits this out:
yeah it's too soon. Should pull up next week if I could guess. I'll probably check daily lol
I would wager we will have a MF .00250 (or within a couple of tens of thousandths of that)
Purchase price will likely be MSRP for most
Residuals have looked pretty good on c300's for 36m/10k lately (61%) but I think a conservative bet would be 58% and possible to be all the way up to 62% if we are lucky.
Given that information, anyone nearing a 70k purchase price, with 0 down, will have a 1k+ lease payment per month w/ tax.
Current MF is better on m340 but it would likely have a worse residual (currently around 57% for 36m/10k) and obviously you can get into a base model for less. If you take best case scenario for m340 and worst case scenario c43 - it's going to look quite different. We are all speculating at this point - until the car is released I wouldn't hang on to any of this info, but if you think you're going to lease at w205 c43 rates, yeah you're sorely mistaken. Things have changed and they were practically giving those cars away - many people reporting to have 15% off MSRP.
I have been expecting a 1,100/month payment for the better part of 6 months at this point. I am fine with that. This is the best overall package in this segment IMO.
Checked out the German configurator again and noticed they have added back on the options that were removed previously (Sport seats, studio package, digital lights) and ended up building one nearly exactly to my spec. Seeing the VIN from the build finally generate now has me more excited for the launch...
Pinnacle Graphite, Studio, Night Package II, 19" Wheels, Digital Light, Sport Seats (non-leather), Pano, metallic weave dash/center console (and a few other addons)
I know spending over $1,000 a month seems insane and is a hard pill to swallow but I'm pretty sure on a lease, the end cost ends up being the same, because MF isn't exactly the same as financing. So if you would do $3600 down $1000 a month 36 months, which would be $39,600 total, instead if you do $0 down your lease payment should be $1100, which would be the same $39,600. You just have to manage your money better during the lease, and not spend that inital downpayment frivolously.
The reason it's better to do no money down is because if something happens to the car, like it gets totaled or stolen, you lose the downpayment. So lets say after 2 months you total the car, if you put no money down you would be out $2,200, but if you did money down in that scenario, you would be out $5,600. That's a massive difference. The issue is worse the more you put down and worse the closer to the beginning of the lease you are. The only place that's different is if you pay the whole lease upfront in cash, where AFAIK the money is put in escrow and paid out month by month as if it were a no money down lease and if something happens early you just get the remainder back.
Checked out the German configurator again and noticed they have added back on the options that were removed previously (Sport seats, studio package, digital lights) and ended up building one nearly exactly to my spec. Seeing the VIN from the build finally generate now has me more excited for the launch...
Pinnacle Graphite, Studio, Night Package II, 19" Wheels, Digital Light, Sport Seats (non-leather), Pano, metallic weave dash/center console (and a few other addons)
such a good spec
has anyone who has a built car confirmed their studio pack? Kinematic and I are assuming we will have equipped on our delayed cars but it would be even better news to see it equipped on cars in transit/sitting at VPC.
I would wager we will have a MF .00250 (or within a couple of tens of thousandths of that)
Purchase price will likely be MSRP for most
Residuals have looked pretty good on c300's for 36m/10k lately (61%) but I think a conservative bet would be 58% and possible to be all the way up to 62% if we are lucky.
Given that information, anyone nearing a 70k purchase price, with 0 down, will have a 1k+ lease payment per month w/ tax.
Current MF is better on m340 but it would likely have a worse residual (currently around 57% for 36m/10k) and obviously you can get into a base model for less. If you take best case scenario for m340 and worst case scenario c43 - it's going to look quite different. We are all speculating at this point - until the car is released I wouldn't hang on to any of this info, but if you think you're going to lease at w205 c43 rates, yeah you're sorely mistaken. Things have changed and they were practically giving those cars away - many people reporting to have 15% off MSRP.
I have been expecting a 1,100/month payment for the better part of 6 months at this point. I am fine with that. This is the best overall package in this segment IMO.
I mean of course if you are fine with it then that's good but that doesn't make it a sensible deal at all. At 1100 a month you can get an m3 competition. Which is above the c43 segment in a sense.
C43s should lease between m340i and m3 costs. Not above. Even in this market.
At 1100 a month, on a 36 month lease, youve spent 40k to lease the car for 3 years. That's a horrible amount regardless of current situation.
Yes this market is bad. But 1000 is far to far. Yes w205s leased at 600 in 2020 and so did m340i. Now m340i lease at 750. So i just dont see how you can justify 1000 being normal market
But if you really really want a c43 now and willing to not negotiate, by all means, enjoy
What do you think I should do then? I was going to put 10k down on my lease to have lower monthly. I have 10,500 cash sitting around from selling a car and I could probably do up to another 10K down from my own money at the most. But obviously, that's if I'm financing.
I do want to wrap my car, idk how I feel about Cirrus Silver, but also, I dont think im going to want this car longer than 3 years. My MSRP was 71,200 and they told me my lease payments are 1017 w tax at 10k down.
Originally Posted by BenjaminKohl
I know spending over $1,000 a month seems insane and is a hard pill to swallow but I'm pretty sure on a lease, the end cost ends up being the same, because MF isn't exactly the same as financing. So if you would do $3600 down $1000 a month 36 months, which would be $39,600 total, instead if you do $0 down your lease payment should be $1100, which would be the same $39,600. You just have to manage your money better during the lease, and not spend that inital downpayment frivolously.
The reason it's better to do no money down is because if something happens to the car, like it gets totaled or stolen, you lose the downpayment. So lets say after 2 months you total the car, if you put no money down you would be out $2,200, but if you did money down in that scenario, you would be out $5,600. That's a massive difference. The issue is worse the more you put down and worse the closer to the beginning of the lease you are. The only place that's different is if you pay the whole lease upfront in cash, where AFAIK the money is put in escrow and paid out month by month as if it were a no money down lease and if something happens early you just get the remainder back.
I mean of course if you are fine with it then that's good but that doesn't make it a sensible deal at all. At 1100 a month you can get an m3 competition. Which is above the c43 segment in a sense.
C43s should lease between m340i and m3 costs. Not above. Even in this market.
At 1100 a month, on a 36 month lease, youve spent 40k to lease the car for 3 years. That's a horrible amount regardless of current situation.
Yes this market is bad. But 1000 is far to far. Yes w205s leased at 600 in 2020 and so did m340i. Now m340i lease at 750. So i just dont see how you can justify 1000 being normal market
But if you really really want a c43 now and willing to not negotiate, by all means, enjoy
The c43 will lease between m340 and m3 - whatever data you're using is cherry picked or unrealistic.
I will be negotiating - what will come of that, not sure. So MSRP is safe to assume.
I’ve already been told I will be getting MSRP and I have it in writing. My concern is how they’re going to handle the MF and trying to negotiate that. I know it’s going to be a little high based off the edmunds forums at .00270 because of interest rates right now.
Originally Posted by alexasa
The c43 will lease between m340 and m3 - whatever data you're using is cherry picked or unrealistic.
I will be negotiating - what will come of that, not sure. So MSRP is safe to assume.
What do you think I should do then? I was going to put 10k down on my lease to have lower monthly. I have 10,500 cash sitting around from selling a car and I could probably do up to another 10K down from my own money at the most. But obviously, that's if I'm financing.
I do want to wrap my car, idk how I feel about Cirrus Silver, but also, I dont think im going to want this car longer than 3 years. My MSRP was 71,200 and they told me my lease payments are 1017 w tax at 10k down.
You need to look into MSD's
Originally Posted by Dmj958
I’ve already been told I will be getting MSRP and I have it in writing. My concern is how they’re going to handle the MF and trying to negotiate that. I know it’s going to be a little high based off the edmunds forums at .00270 because of interest rates right now.
You simply demand the standard MF rate for that particular month/mileage/year/area program and walk if they are unwilling to give it. It's been standardized and you should expect to get that rate.
I’ve already been told I will be getting MSRP and I have it in writing. My concern is how they’re going to handle the MF and trying to negotiate that. I know it’s going to be a little high based off the edmunds forums at .00270 because of interest rates right now.
right that's the current rate and you cannot negotiate the residual, so other than discount off msrp there is not much there.
What do you think I should do then? I was going to put 10k down on my lease to have lower monthly. I have 10,500 cash sitting around from selling a car and I could probably do up to another 10K down from my own money at the most. But obviously, that's if I'm financing.
I do want to wrap my car, idk how I feel about Cirrus Silver, but also, I dont think im going to want this car longer than 3 years. My MSRP was 71,200 and they told me my lease payments are 1017 w tax at 10k down.
you're being cheated, your payment should be no more than $1100 with zero down for 71k , 10,000 miles and .0027 mf
I just plugged some numbers in to Leasehackr calculator and you definitely should be under 1000 with 10k down and a mf of .00270. I don’t know your tax rate or anything but it shouldn’t be far off.
Originally Posted by rick98
What do you think I should do then? I was going to put 10k down on my lease to have lower monthly. I have 10,500 cash sitting around from selling a car and I could probably do up to another 10K down from my own money at the most. But obviously, that's if I'm financing.
I do want to wrap my car, idk how I feel about Cirrus Silver, but also, I dont think im going to want this car longer than 3 years. My MSRP was 71,200 and they told me my lease payments are 1017 w tax at 10k down.
I mean of course if you are fine with it then that's good but that doesn't make it a sensible deal at all. At 1100 a month you can get an m3 competition. Which is above the c43 segment in a sense.
C43s should lease between m340i and m3 costs. Not above. Even in this market.
At 1100 a month, on a 36 month lease, youve spent 40k to lease the car for 3 years. That's a horrible amount regardless of current situation.
Yes this market is bad. But 1000 is far to far. Yes w205s leased at 600 in 2020 and so did m340i. Now m340i lease at 750. So i just dont see how you can justify 1000 being normal market
But if you really really want a c43 now and willing to not negotiate, by all means, enjoy
Do you know what options that m340 at $750 specced with? Is it fully loaded m340?
Is anyone else planning on purchasing the car instead of leasing? Seems like I am the only one.
What's your main reason for leasing and not purchasing?
For me i try to pay off the car in 3 to 4 years and have another 3 to 4 years of no car payments. Then when I am ready to upgrade I trade in which covers a good downpayment
Is anyone else planning on purchasing the car instead of leasing? Seems like I am the only one.
What's your main reason for leasing and not purchasing?
For me i try to pay off the car in 3 to 4 years and have another 3 to 4 years of no car payments. Then when I am ready to upgrade I trade in which covers a good downpayment
Everyone has to consult their own financial adviser as individual situation is different.
Having said that, some reasons could be: unknown market reception of 4cyl engine and consequently the market price of the car in a few years,
uncertain economic conditions going forward and therefore having more cash at hand now rather than later and clarity with what happens when the lease ends.
Is anyone else planning on purchasing the car instead of leasing? Seems like I am the only one.
What's your main reason for leasing and not purchasing?
For me i try to pay off the car in 3 to 4 years and have another 3 to 4 years of no car payments. Then when I am ready to upgrade I trade in which covers a good downpayment
I am purchasing, I do not like to lease. I don't like to carry a balance long as well, it sounds like we both do something simiar (except I usually max out around 2-3 years before looking at new ones, depending on circumstances).
02-08-2023, 10:00 PM
