I'd like to get a poll of who the most competitive insurance companies are out there. Please let me know your state, year, model, insurance company, and annual premium (and whether it's personal or commercial insurance).

Much appreciated!

 

$1721.14 annual or $430.35 a quarter with Farmers. Of course this is Las Vegas area with the worse drivers in the world!
Regards,
Ed

 

Hey, Sped - Actually, that's a great quote. My best quote here in Vegas is $2200 annual (Allstate). I should've asked people to put down their deductibles. What are yours? I did $250 comp/$500 collision. You and I have the same year CL. Ahhh - but I bet you're getting a multi-car discount and have been with Farmers for years, correct? That's also where I probably fall short.

 

My deductible is $1000 collision and $500 comp with a $100 deductible for the windshield. I have Farmers for the truck and also the house.
I had a claim for the CLK cab top a couple years ago, some *##hole cut the top to get my briefcase. Farmers wanted to pay only $1200 for the $5000 replacement top, they said they wanted to put a used top on….HA HA HA a used top! They finally caved in and paid for the top. Funny thing they exposed a problem with Fletcher, they were charging me 20% over list for the top. I went ballistic, so they gave it to me for the list, such a deal!
Ed

 

Try Progressive. They give you their quotes and even give you a comparison of theirs to other top insurance companies.

HLG

 

I have Progressive, I pay $210 a month, down from $300 a year or two ago. WAY cheaper than anyone else I asked about......others wanted $400/month. (Yes, I have a million tickets).

 

I pay $738 per year, yes per year, with State Farm. I've been with them for a long time (1969) and have several discounts including multiple line, multicar, & accident free. The coverage is 100/300, 1k deductible, 7500 miles or less annually and no more than 30 miles weekly to work. I live in Palm Beach County, FL.

 

Jud - you also have a 500, a lot cheaper insurance than for 600, especially when it comes to replacement parts!

 

Good point!

 

with Mercury.

thats with 2 points.

 

ouch!

 

Wow! Have you shopped your rate?

 

Had Liberty Mutual. Went with Progressive for a week and then switch to esurance.

$1174 for 6 months. Full coverage for a Corolla and a CL500. $100K/$300K, $500 deductible for both.

 

Premium for my two cars is $1950.00 per annum

1. 05 Cl55
2. 06 Audi A8L

I live in NY and use a smaller company here called new york central mutual. I think the slightly higher premiums are due to the now defunct vicarious liability situation here in NY. the state is full of damn blood sucking injury lawyers but such is life hehe