MF Buy rate for the Coupe?
Thread Starter
Super Moderator
Joined: May 2002
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From: Land of 10,000 lakes
AMG GTC Roadster, E63s Ed.1, M8 Comp. Coupe
MF Buy rate for the Coupe?
If we get the European Delivery date for the AMG GTS confirmed, we'll get that car. Driving that car at 190mph+ in Germany and taking it to southern France would be great fun.
If not, I am still contemplating the practicality of the AWD of the S-Class coupe since we would use the car quite a bit in the winter as well.
AMG's typically have a lower residual and higher MF (plus no discount on Euro delivery), the regular S-Class & coupes are bargains compared to it.
I believe that the buy rate on the S sedan is still 0.00130. Is that the same on the coupe?
If not, I am still contemplating the practicality of the AWD of the S-Class coupe since we would use the car quite a bit in the winter as well.
AMG's typically have a lower residual and higher MF (plus no discount on Euro delivery), the regular S-Class & coupes are bargains compared to it.
I believe that the buy rate on the S sedan is still 0.00130. Is that the same on the coupe?
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From: pittsburgh
'25 740i; '15 targa4s; '24 cayenne
no. in march 2015, the buy rate was .0021875 or 5.25% and the dealer can markup another 2% on top of that to 7.25%. absolute usury if you ask me. dealer said someone will pay it. not me. i don't mind spending the money, but there is no value in numbers like that. and the dealer has no compunction whatsoever charging those rates. i dont know what the april or may rates will be; they change monthly as you know.
Super Member
Joined: Jul 2006
Posts: 623
Likes: 131
From: pittsburgh
'25 740i; '15 targa4s; '24 cayenne
no. in march 2015, the buy rate was .0021875 or 5.25% and the dealer can markup another 2% on top of that to 7.25%. absolute usury if you ask me. dealer said someone will pay it. not me. i don't mind spending the money, but there is no value in numbers like that. and the dealer has no compunction whatsoever charging those rates. i dont know what the april or may rates will be; they change monthly as you know.
Thread Starter
Super Moderator
Joined: May 2002
Posts: 10,537
Likes: 3,670
From: Land of 10,000 lakes
AMG GTC Roadster, E63s Ed.1, M8 Comp. Coupe
no. in march 2015, the buy rate was .0021875 or 5.25% and the dealer can markup another 2% on top of that to 7.25%. absolute usury if you ask me. dealer said someone will pay it. not me. i don't mind spending the money, but there is no value in numbers like that. and the dealer has no compunction whatsoever charging those rates. i dont know what the april or may rates will be; they change monthly as you know.
Makes the sedan look like an even better bargain as $10k off is a starting point for negotiations.
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Junior Member
Joined: Jun 2011
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From: Dallas
2008 S550
Agreed....makes me think I should finance rather than lease my European delivery S550 coupe, because I can always re-finance a purchase loan through but not a lease. Taking European delivery you have to use MB because there is no VIN assigned at the time you have to pay for it.
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Thread Starter
Super Moderator
Joined: May 2002
Posts: 10,537
Likes: 3,670
From: Land of 10,000 lakes
AMG GTC Roadster, E63s Ed.1, M8 Comp. Coupe
Agreed....makes me think I should finance rather than lease my European delivery S550 coupe, because I can always re-finance a purchase loan through but not a lease. Taking European delivery you have to use MB because there is no VIN assigned at the time you have to pay for it.
I love the coupe and there are only a few around where we are but I expect the same deals as the sedan moving forward.
Our dealer will give me 7% off (no matter the config) anyway to match ED and I assume better deals on the remaining Edition 1 coupe.
Financing means longer ownership, so you need to want to drive these for 5-7 years unless you want to get taken to the cleaners at trade-in time.
Personally I think the tech moves too fast and improved models are always around the corner, so having these for 2-3 years feels ideal.
Junior Member
Joined: Jun 2011
Posts: 46
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From: Dallas
2008 S550
Well, the coupe is a re-branded CL. Historically sales are low on these and depreciation is not kind to them.
I love the coupe and there are only a few around where we are but I expect the same deals as the sedan moving forward.
Our dealer will give me 7% off (no matter the config) anyway to match ED and I assume better deals on the remaining Edition 1 coupe.
Financing means longer ownership, so you need to want to drive these for 5-7 years unless you want to get taken to the cleaners at trade-in time.
Personally I think the tech moves too fast and improved models are always around the corner, so having these for 2-3 years feels ideal.
I love the coupe and there are only a few around where we are but I expect the same deals as the sedan moving forward.
Our dealer will give me 7% off (no matter the config) anyway to match ED and I assume better deals on the remaining Edition 1 coupe.
Financing means longer ownership, so you need to want to drive these for 5-7 years unless you want to get taken to the cleaners at trade-in time.
Personally I think the tech moves too fast and improved models are always around the corner, so having these for 2-3 years feels ideal.
Junior Member
Joined: Jun 2011
Posts: 46
Likes: 0
From: Dallas
2008 S550
Interesting...I'm gonna have to put pen to paper a few times to compare the lease vs. buy scenario. Taking delivery in Sindelfingen August 10th, because it's ED the rates for buying or leasing are apparently .50% higher. I have to pay for the car (lease or finance) 30 days before. If I lease through MB I cannot refinance into a new lease...but if I finance at over 3% I can re-finance with PenFed for 1.99% up to 60 months. Leasing would of course result in lower payments but I don't want to pay an exorbitant factor for the privilege.
Thread Starter
Super Moderator
Joined: May 2002
Posts: 10,537
Likes: 3,670
From: Land of 10,000 lakes
AMG GTC Roadster, E63s Ed.1, M8 Comp. Coupe
Interesting...I'm gonna have to put pen to paper a few times to compare the lease vs. buy scenario. Taking delivery in Sindelfingen August 10th, because it's ED the rates for buying or leasing are apparently .50% higher. I have to pay for the car (lease or finance) 30 days before. If I lease through MB I cannot refinance into a new lease...but if I finance at over 3% I can re-finance with PenFed for 1.99% up to 60 months. Leasing would of course result in lower payments but I don't want to pay an exorbitant factor for the privilege.
Dealers offer 10% off for ED on 2016 models (7% ED plus 3% dealer discount), both on coupe & sedan. This may offset higher MF. Make sure you get that...
Since the coupe's MF is non-discounted anyway (unlike the sedan), the difference in MF may be negligible .
Also, the non-ED MF for the sedans is actually lower than 2.61% (.00099/2.4%). Not sure if this is the actual buy rate or still with a bit of margin.
Junior Member
Joined: Jun 2011
Posts: 46
Likes: 0
From: Dallas
2008 S550
Couple observations:
Dealers offer 10% off for ED on 2016 models (7% ED plus 3% dealer discount), both on coupe & sedan. This may offset higher MF. Make sure you get that...
Since the coupe's MF is non-discounted anyway (unlike the sedan), the difference in MF may be negligible .
Also, the non-ED MF for the sedans is actually lower than 2.61% (.00099/2.4%). Not sure if this is the actual buy rate or still with a bit of margin.
Dealers offer 10% off for ED on 2016 models (7% ED plus 3% dealer discount), both on coupe & sedan. This may offset higher MF. Make sure you get that...
Since the coupe's MF is non-discounted anyway (unlike the sedan), the difference in MF may be negligible .
Also, the non-ED MF for the sedans is actually lower than 2.61% (.00099/2.4%). Not sure if this is the actual buy rate or still with a bit of margin.
