3rd Party Extended Warranty
Endurance EW coverage for 2015 S550 4matic
- I asked my service advisor and mechanics who they liked in 3rd party warranty land
- I reviewed EW companies using BBB, Consumer Reports and articles written
- the best feedback was the comments made by people who commented on the coverage
- YOU MUST read the small print in the contract to know whats covered. Far too many people never did this important step
- This is NOT a continuation of the manufacturer's warranty hence the "LIMITED"
- This is the best coverage for my S550 Endurance offered, there were no riders.
1.read the contract and assumes EW are an extension of the OM warranty. It is NOT.
2. Ask the repair facility where you get repairs about the company!
Good luck.




Endurance sells many types of policies, as I learned in another thread. Some where they are the administrator, and others where they are not. I have the better policy through Endurance where they are not the admin as mine has less exclusions and lifetime caps than their own. My lifetime cap on claims is the purchase price of my car including taxes. My policy did pay out on a claim less than 60 days after the policy went into effect. I do have exclusionary coverage with a $100 deductible. But one of the exclusions is they do not cover single use nuts and bolts, which apparently MB has a lot of in their engines. They also only pay out at the prevailing labor rate in your specific area, so if your shop has higher rates than the average, you will have to pay the difference. In my case, the shop rate was $189/hr and the prevailing rate was around $151/hr. The dealership agreed to lower their rate on my repair to $165/hr, so the difference wasn't too bad. On my claim, the warranty paid out around $2500 and my portion was around $500 with the deductible, labor difference, and nuts & bolts. Considering that I paid $4300 for the policy that covers me for 7 years and 100k miles (from date I purchased the plan, not actual odometer reading), it appears I'm going to come out way ahead on this one. But there was another time I came out way ahead on a S600 where I paid $3300 for the warranty and it paid out around $24k in claims before I finally dumped the car.
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Endurance sells many types of policies, as I learned in another thread. Some where they are the administrator, and others where they are not. I have the better policy through Endurance where they are not the admin as mine has less exclusions and lifetime caps than their own. My lifetime cap on claims is the purchase price of my car including taxes. My policy did pay out on a claim less than 60 days after the policy went into effect. I do have exclusionary coverage with a $100 deductible. But one of the exclusions is they do not cover single use nuts and bolts, which apparently MB has a lot of in their engines. They also only pay out at the prevailing labor rate in your specific area, so if your shop has higher rates than the average, you will have to pay the difference. In my case, the shop rate was $189/hr and the prevailing rate was around $151/hr. The dealership agreed to lower their rate on my repair to $165/hr, so the difference wasn't too bad. On my claim, the warranty paid out around $2500 and my portion was around $500 with the deductible, labor difference, and nuts & bolts. Considering that I paid $4300 for the policy that covers me for 7 years and 100k miles (from date I purchased the plan, not actual odometer reading), it appears I'm going to come out way ahead on this one. But there was another time I came out way ahead on a S600 where I paid $3300 for the warranty and it paid out around $24k in claims before I finally dumped the car.
The Best of Mercedes & AMG
Looks like MB Dealers are your area are accepting Endurance which is really great to hear.
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Last edited by DaveW68; Jun 2, 2021 at 04:26 PM.
Endurance sells many types of policies, as I learned in another thread. Some where they are the administrator, and others where they are not. I have the better policy through Endurance where they are not the admin as mine has less exclusions and lifetime caps than their own. My lifetime cap on claims is the purchase price of my car including taxes. My policy did pay out on a claim less than 60 days after the policy went into effect. I do have exclusionary coverage with a $100 deductible. But one of the exclusions is they do not cover single use nuts and bolts, which apparently MB has a lot of in their engines. They also only pay out at the prevailing labor rate in your specific area, so if your shop has higher rates than the average, you will have to pay the difference. In my case, the shop rate was $189/hr and the prevailing rate was around $151/hr. The dealership agreed to lower their rate on my repair to $165/hr, so the difference wasn't too bad. On my claim, the warranty paid out around $2500 and my portion was around $500 with the deductible, labor difference, and nuts & bolts. Considering that I paid $4300 for the policy that covers me for 7 years and 100k miles (from date I purchased the plan, not actual odometer reading), it appears I'm going to come out way ahead on this one. But there was another time I came out way ahead on a S600 where I paid $3300 for the warranty and it paid out around $24k in claims before I finally dumped the car.
Of course companies that sell insurance are in business to make money. ALL companies that are in business intend to make money. No one goes into business to lose money.
Having said that, automotive extended warranties are like any insurance; you hope that you never need it but are mighty glad you have it if you do need it.
Everyone needs to make their own decision as to what is best for them. If you can do your own repairs then maybe extended warranty isn't needed by you. Otherwise, it probably is.
In my case, I guess both Dave and Katie dislike me because I have no extended warranty on one of my cars but have it on the other car (the more complex systems car).
Of course companies that sell insurance are in business to make money. ALL companies that are in business intend to make money. No one goes into business to lose money.
Having said that, automotive extended warranties are like any insurance; you hope that you never need it but are mighty glad you have it if you do need it.
Everyone needs to make their own decision as to what is best for them. If you can do your own repairs then maybe extended warranty isn't needed by you. Otherwise, it probably is.
In my case, I guess both Dave and Katie dislike me because I have no extended warranty on one of my cars but have it on the other car (the more complex systems car).










