'06 E55 bent rim, insurance...
09-08-2005, 05:12 AM
#1
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'06 E55 bent rim, insurance...
So last week I blew a tire and bent a rim going down Beverly Glen BLVD.
MB Beverly Hills quoted me $300 for the tire, $800 for the rim, and $120 for a cable that disconnected the brake sensor. Anyway, I called my Mercury Insurance representative and explained the situation to him and how it happened and guess what they said: "Sir, we'll be glad to cover the cost of the rim without a deductible, just send us the invoice".
I couldn't believe my ears, no deductible? What a great day!
Glad to have the beast back, drove for 4 hours straight today!
See ya guys...
MB Beverly Hills quoted me $300 for the tire, $800 for the rim, and $120 for a cable that disconnected the brake sensor. Anyway, I called my Mercury Insurance representative and explained the situation to him and how it happened and guess what they said: "Sir, we'll be glad to cover the cost of the rim without a deductible, just send us the invoice".
I couldn't believe my ears, no deductible? What a great day!
Glad to have the beast back, drove for 4 hours straight today!
See ya guys...
09-08-2005, 01:46 PM
#2
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2007 M5, 2004 X3 3.0i
Still not sure I would have done it thought the insurance, deductible or not. 1000 bucks in damage isn't worth my insurance going up based on a bs incident. But as long as you're happy and you're back on the road, that's all that matters.
Originally Posted by dakrisht
So last week I blew a tire and bent a rim going down Beverly Glen BLVD.
MB Beverly Hills quoted me $300 for the tire, $800 for the rim, and $120 for a cable that disconnected the brake sensor. Anyway, I called my Mercury Insurance representative and explained the situation to him and how it happened and guess what they said: "Sir, we'll be glad to cover the cost of the rim without a deductible, just send us the invoice".
I couldn't believe my ears, no deductible? What a great day!
Glad to have the beast back, drove for 4 hours straight today!
See ya guys...
MB Beverly Hills quoted me $300 for the tire, $800 for the rim, and $120 for a cable that disconnected the brake sensor. Anyway, I called my Mercury Insurance representative and explained the situation to him and how it happened and guess what they said: "Sir, we'll be glad to cover the cost of the rim without a deductible, just send us the invoice".
I couldn't believe my ears, no deductible? What a great day!
Glad to have the beast back, drove for 4 hours straight today!
See ya guys...
09-08-2005, 02:02 PM
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No longer car shopping...
Sounds to me as though his insurance simply treated the incident similar to a broken windshield (crakced glass from road hazard). Generally insurance compnaies will do this a number of times without it effecting their premiums at all.
09-08-2005, 06:05 PM
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2007 M5, 2004 X3 3.0i
Usually they have very specific language about that, limiting it to windshields, and many insurance companies, as far as I know, have even removed THAT (windshield) coverage. Like I said, whatever works I suppose.
Originally Posted by ndabunka
Sounds to me as though his insurance simply treated the incident similar to a broken windshield (crakced glass from road hazard). Generally insurance compnaies will do this a number of times without it effecting their premiums at all.
09-08-2005, 06:14 PM
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'05 E320 CDI, '08 BMW X5 4.8i, '11 Duramax 2500HD
In Arizona you can replace a windshield 12 times a year, and not get him for a premium hike under state law.. I've done 3 in the past year between two cars, and am waiting on a new w/s for my W211 as we discuss this. 0-deductible, 0-rate increase.
09-09-2005, 04:07 AM
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'10 MB E63, '08 ML550 ('05 E55, '05 SL55, '08 E63 GONE)
Sounds like it fell under no-fault comprehensive (v. collision) - however no deductable? That sounds strange...
~ Ian
~ Ian
09-09-2005, 12:54 PM
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2007 M5, 2004 X3 3.0i
Originally Posted by CE750
In Arizona you can replace a windshield 12 times a year, and not get him for a premium hike under state law.. I've done 3 in the past year between two cars, and am waiting on a new w/s for my W211 as we discuss this. 0-deductible, 0-rate increase.
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01-07-2006, 04:35 AM
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2004 E55
Mercury huh... sounds like something I would do for you!
and this was Mercury... very interesting... no-fault comprehensive how it would have been rated and it won't effect your insurance, they could have rated it as an accident if you stated you HIT something but under $750 damage it's not a rated accident... as far as window coverage, Farmers still has this an a VERY INEXPENSIVE endorsement... but with the plug for Mercury... not sure I can throw my Farmers agency out there... but if anyone is interested in California, let me know... I can TRULY save you some CASH and make sure you're covered CORRECTLY!!!!
