The car is totalled, I have a credit question
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Joined: Feb 2004
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1989 Toyota Tercel EZ - dyno'd @ 70whp/77wtq
Not sure.... I'm not that familiar w/ FICO auto and Fair Isaac is very secretive w/ their model.... they don't even allow the credit bureaus to give FICO if we request raw credit data... they're afraid we could re-engineer their models. 
Member
Joined: Jan 2007
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From: Staten Island, NY
2023 GLE 450 4Matic; Past: 2019 GLS 450; 2011 E550; 2007 E63; 2003 E500; 1999 E430
I was also quoted as having a credit score of 863. There must be some different algorithms used by whatever service calculates the score.
MBWorld Fanatic!
Joined: Feb 2004
Posts: 2,450
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1989 Toyota Tercel EZ - dyno'd @ 70whp/77wtq
Which score? Keep in mind, there are tons of scores out there.... don't think there is only FICO 
Each credit bureau also has its own proprietary score that competes w/ FICO. And since the pricing is better than FICO, chances are the lenders (especially the small ones) use it instead of FICO.
Rule of thumb: Range is between 350 and 900 (some 850, some 900 and some 950).
Each credit bureau also has its own proprietary score that competes w/ FICO. And since the pricing is better than FICO, chances are the lenders (especially the small ones) use it instead of FICO.
Rule of thumb: Range is between 350 and 900 (some 850, some 900 and some 950).
