I need help, seriously
03-22-2009, 06:48 PM
#176
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
So I've read the threads, both of them, and my opinion is the same. Is that okay with you, Jack?
https://mbworld.org/forums/3408268-post354.html
https://mbworld.org/forums/3418065-post508.html
https://mbworld.org/forums/3420612-post537.html
Do I hope he gets his car back? Sure.
Do I hope he pays back those who lent him money? Sure.
Will I be surprised if that doesn't happen? Not one bit.
Swing your feeble strawmen at me as hard as you'd like. It isn't going to change my (or that of several others) opinion about this situation.
S.
03-22-2009, 07:09 PM
#177
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
I'm not "knocking" anybody. Because I don't agree with them does not mean I'm knocking them, nor does it mean I'm wrong.
Several hundred? That's quite impressive, and very telling. Unfortunately, I don't share their compassion, and I suppose that makes me some sort of monster. But in the end, it apparently will end (relatively) well, for you. Might I recommend an accounting that enumerates from where all the money for this originated?
I'll just point out that I think the damage to your credit is already done. And are you suggesting that MB Financial actually watched you, somehow conspired with the repo agency, set up the scenario with your child crying and you leaving a gun and $6,800 cash in the car, then repo'd it at precisely that moment? If so, that's certainly a grassy-knoll conspiracy theory. In the end, I think MB Financial wanted one thing. That's the money you contracted to pay them when you signed the papers. I'm sure they expected nothing more, and in the end will accept nothing less.
I'm the first to admit that I'm not financial genius, but I fail to see how adjusting (presumably to a lower amount) the residual would benefit you. If the residual is lowered, the payment is higher. If you're talking about adjusting the residual lower so that the car could be sold to cover it at a lower cost...why would (or should) they do that?
Unfortunately, MB Financial is concerned with their investment in this particular deal, not what you may have done in the past.
There is no conjecture, innuendo, assumption or guesswork. You put it out there for everybody to see. The bottom line is simple, you didn't make payments on a car you leased and fell behind three months. The car was repossessed and you asked people to help you get your AMG back. Some of them stepped up and either lent you money based on the premise that you will, without question, pay them back with rather substantial interest. Some of them gave you money out of generosity, perhaps in attestation to either their virtuous nature, or their gullability. Only you will be able to confirm one or the other.
Good luck.
S.
The car will be gone in 11 months, this was never about the car it was about the cost to a family for losing a car. This is not a health issue but it could ruin my credit and cause substantial legal problems. liens on personal property etc..I WISH MBFINANCIAL WOULD HAVE HELPED with defferal but they tricked me, lied, baited me to the bank, then hooked the car and took it to auction.
Good luck.
S.
03-22-2009, 07:14 PM
#178
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
And another good thing came out of this...that jackass AllansLambo got his *** handed to him. He got the sh*t kicked out of him on the Viper boards with the Heffner-vs-UGR debates, and it appears nothing has changed with him.
S.
S.
03-22-2009, 11:33 PM
#181
MBWorld Fanatic!
Thread Starter
[QUOTE]
Agreed
99% sent paypal, so it is quite clear to me who
sent money.
My credit can be repaired easily, 90 day lates will drop off in 24 months, the alternative stays 10 years. Also can be attached to other assets.
I would never had posted any info on this had the cash and other items been returned and had the repo been legal
Lowering the residual would prevent me from having to be liable for the contract PLUS the depreciation. Selling at auction would likely be around 60-65k this would be a deficiency of 10-15k plus 22k remaining lease payments.
Mbfinancial would do better working with me, had they sold the car at auction I would have been forced in a different direction. Also I do not think dragging the car down the driveway was truly in the finance companies best interest. There will be so much more that comes out once I finally get into my car and drive it. The repossesion agency is liable for ALL my items and also damage to my car. I intend to exercise ALL my rights under State and Federal law
I agree , and would like to honor my contract and hope you will revisit this thread when everyone has been repaid, there are so many great people here , it shocked me.
I honestly do not feel your position is wrong, but I hope you will be man enough to step up and join in on the celebration when this is over.
We are a family here, people are real, people here did more in ONE day than mbfinancial did in the past year.
Thanks for the well wishes
Several hundred? That's quite impressive, and very telling. Unfortunately, I don't share their compassion, and I suppose that makes me some sort of monster. But in the end, it apparently will end (relatively) well, for you. Might I recommend an accounting that enumerates from where all the money for this originated?
99% sent paypal, so it is quite clear to me who
sent money.
I'll just point out that I think the damage to your credit is already done. And are you suggesting that MB Financial actually watched you, somehow conspired with the repo agency, set up the scenario with your child crying and you leaving a gun and $6,800 cash in the car, then repo'd it at precisely that moment? If so, that's certainly a grassy-knoll conspiracy theory. In the end, I think MB Financial wanted one thing. That's the money you contracted to pay them when you signed the papers. I'm sure they expected nothing more, and in the end will accept nothing less.
I would never had posted any info on this had the cash and other items been returned and had the repo been legal
Conspiracy or bad luck, the bank record clearly shows the cashing of the check and withdrawal, the repossesion agency provided the time of the repo. They are within 17 minutes of eachother. It is not uncommon for the repo agency to call the employer to ask if they want the car, and to inform them locale, and also contact the local police.
I'm the first to admit that I'm not financial genius, but I fail to see how adjusting (presumably to a lower amount) the residual would benefit you. If the residual is lowered, the payment is higher. If you're talking about adjusting the residual lower so that the car could be sold to cover it at a lower cost...why would (or should) they do that?
Unfortunately, MB Financial is concerned with their investment in this particular deal, not what you may have done in the past.
Unfortunately, MB Financial is concerned with their investment in this particular deal, not what you may have done in the past.
Mbfinancial would do better working with me, had they sold the car at auction I would have been forced in a different direction. Also I do not think dragging the car down the driveway was truly in the finance companies best interest. There will be so much more that comes out once I finally get into my car and drive it. The repossesion agency is liable for ALL my items and also damage to my car. I intend to exercise ALL my rights under State and Federal law
There is no conjecture, innuendo, assumption or guesswork. You put it out there for everybody to see. The bottom line is simple, you didn't make payments on a car you leased and fell behind three months. The car was repossessed and you asked people to help you get your AMG back. Some of them stepped up and either lent you money based on the premise that you will, without question, pay them back with rather substantial interest. Some of them gave you money out of generosity, perhaps in attestation to either their virtuous nature, or their gullability. Only you will be able to confirm one or the other.
Good luck.
S.
Good luck.
S.
I agree , and would like to honor my contract and hope you will revisit this thread when everyone has been repaid, there are so many great people here , it shocked me.
I honestly do not feel your position is wrong, but I hope you will be man enough to step up and join in on the celebration when this is over.
We are a family here, people are real, people here did more in ONE day than mbfinancial did in the past year.
Thanks for the well wishes
03-22-2009, 11:39 PM
#182
MBWorld Fanatic!
Thread Starter
It always amazes me the way some people thump their chests when they see someone else in a bad position. It's primarily because one of their biggest fears is ending up helpless themselves.
Despite who is at 'fault' here, it happened. When you see someone trip on a sidewalk because they weren't paying attention and they break their arm, you have some choices: you can yell at them for being stupid, or you can assist them, or you can just walk away. They know they were stupid and not paying attention. So what's the point of rubbing it in? Why not just walk away? Or, help them and understand they have just learned a painful lesson.
I don't know Juicee, but I'm sure he regrets being in this situation in the first place. I'm not in his shoes, but why should I kick sand in his face? If I'm not interested in his plight, then I'll simply walk on by. I can either give a panhandling homeless person a dollar, or I can walk on by. There's no reason for me to give that person a lecture. What good does it do? Make me feel good that I'm not homeless?
Chest thumping comes from the need for dominance based on fear. "Male gorillas tend to thump their chests not only to assert dominance, but whenever they get excited and fearful...."
Hand the guy a dollar or just walk on by. Don't spit in his face. What's the point? To make yourself feel good?
And try to remember this: http://www.phrases.org.uk/meanings/257100.html
Despite who is at 'fault' here, it happened. When you see someone trip on a sidewalk because they weren't paying attention and they break their arm, you have some choices: you can yell at them for being stupid, or you can assist them, or you can just walk away. They know they were stupid and not paying attention. So what's the point of rubbing it in? Why not just walk away? Or, help them and understand they have just learned a painful lesson.
I don't know Juicee, but I'm sure he regrets being in this situation in the first place. I'm not in his shoes, but why should I kick sand in his face? If I'm not interested in his plight, then I'll simply walk on by. I can either give a panhandling homeless person a dollar, or I can walk on by. There's no reason for me to give that person a lecture. What good does it do? Make me feel good that I'm not homeless?
Chest thumping comes from the need for dominance based on fear. "Male gorillas tend to thump their chests not only to assert dominance, but whenever they get excited and fearful...."
Hand the guy a dollar or just walk on by. Don't spit in his face. What's the point? To make yourself feel good?
And try to remember this: http://www.phrases.org.uk/meanings/257100.html
Fantastic post,
I definately opened myself up to some ridicule but on the flipside I got alot of Love as well , mostly Love.
03-23-2009, 09:57 AM
#183
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
Good luck...when are you getting back the car?
S.
03-23-2009, 10:16 AM
#184
Super Member
Join Date: Jan 2006
Posts: 958
Likes: 0
Received 0 Likes
on
0 Posts
CLS55
I just want Juice to get his car back for two reasons:
1. to see if his gun is still in the car after the bearded repo guys cleaned it out
2. to learn where he kept it hidden so well.... we all could use such a great stash spot!
1. to see if his gun is still in the car after the bearded repo guys cleaned it out
2. to learn where he kept it hidden so well.... we all could use such a great stash spot!
03-23-2009, 10:29 AM
#185
MBWorld Fanatic!
Join Date: Nov 2007
Location: Daytona, Florida
Posts: 1,517
Likes: 0
Received 9 Likes
on
6 Posts
SL600
If I were juicee, I'd write the CEO of MBCC and explain how the strike hit my income, and I've been a customer for years and done $XXX,XXX worth of business with them, and would appreciate them deleting the late pays and repo from my credit. Odds are, they will do it.
03-23-2009, 06:31 PM
#186
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
You can usually get MBCC to remove that through goodwill. Ditto with the late payments, at least from what I've heard from others.
If I were juicee, I'd write the CEO of MBCC and explain how the strike hit my income, and I've been a customer for years and done $XXX,XXX worth of business with them, and would appreciate them deleting the late pays and repo from my credit. Odds are, they will do it.
If I were juicee, I'd write the CEO of MBCC and explain how the strike hit my income, and I've been a customer for years and done $XXX,XXX worth of business with them, and would appreciate them deleting the late pays and repo from my credit. Odds are, they will do it.
So what's the update? It's Monday, and I'd guess that some appointment has been made to pick up the car from Riverside.
S.
03-24-2009, 02:07 AM
#187
MBWorld Fanatic!
Thread Starter
As far as the credit te repo, would not be reported if I redeem. So its 24 months of consecutive payments to the creditor,
with 18-24 months of on time payments my credit score should be back in the low to mid 700's. My Attorney said a bk, a repo, a judgement during this period is simply not going to be looked at as badly as it was in previous years.
I will video pickup and expose my hiding spot, if the stuff is gone , guess the guy was correct when he stated " I got your car, I do 5 benzo's per day, I know all the spots" Ill post an update tomorrow, hopefully from the road to Riverside
03-24-2009, 03:31 AM
#188
Member
Join Date: Feb 2007
Location: Los Angeles, CA
Posts: 86
Likes: 0
Received 0 Likes
on
0 Posts
09 G37
I just finished reading all 4 pages of this thread thus far, and first of all, I wish you the best of luck in getting the ride back as well as your personal belongings. Second, I don't question your financial situation at all, life happens, and we move on, slowly but surely. I read that you've already contacted numerous board members about your financial necessities and have received payment. I applaud them for their generosity in these times, and while I don't have the financial means to do what they have, if I did, it would be done.
And I'm sure others like myself would like to know what's been going on, for the sake of the story, as well as for personal knowledge just in case one of us finds ourself in a similar situation. Keep us updated Juicee, and my well wishes to you and your family.
And I'm sure others like myself would like to know what's been going on, for the sake of the story, as well as for personal knowledge just in case one of us finds ourself in a similar situation. Keep us updated Juicee, and my well wishes to you and your family.
03-24-2009, 10:44 AM
#189
Member
Join Date: Oct 2006
Location: New Jersey.
Posts: 138
Likes: 0
Received 0 Likes
on
0 Posts
2006 E55, 2007 GL450
Can't your wife go pick it up for you? It seems like the longer you leave it sit there, the more risk you incur with respect to damage, vandalism, etc..
S.
S.
03-24-2009, 01:14 PM
#190
Member
Join Date: Nov 2008
Location: Memphis, TN
Posts: 79
Likes: 0
Received 0 Likes
on
0 Posts
Porsche 06' CTT, Porsche 01' 996TT & MB 04' E55-AMG
03-24-2009, 05:30 PM
#191
MBWorld Fanatic!
Join Date: Feb 2004
Location: Southern, CA.
Posts: 9,155
Likes: 0
Received 18 Likes
on
17 Posts
V12-Biturbo
Get out their bud & get your car/belongings asap...
ps..If I left $6800 + Gun in my car & they repo'd it, I'd have gotten info from MBfinance where Repo yard was & followed/met them @ yard in taxi if need be, that way you'd have best chance of retrieving any valuables..
Last edited by Thericker; 03-24-2009 at 05:35 PM.
03-24-2009, 09:45 PM
#192
Newbie
Join Date: Mar 2009
Location: Tennessee
Posts: 11
Likes: 0
Received 0 Likes
on
0 Posts
Dodge Viper
Let me get this straight...you had cash in a bag in your back seat of the car right? First mistake.....
You let your car repo without taking some of the cash that was in the back seat and making a car payment.....your a tool!!
I smell s-h-i-t on this one!!
Your just a mistake all the way around bro!!
You let your car repo without taking some of the cash that was in the back seat and making a car payment.....your a tool!!
I smell s-h-i-t on this one!!
Your just a mistake all the way around bro!!
Last edited by jasonmiddletn; 03-24-2009 at 09:54 PM.
03-24-2009, 09:55 PM
#193
Newbie
Join Date: Mar 2009
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
Big ass car
Written by a guy who can't pay his bills and wants people from a public forum to pay them for him. Not to mention that you were "leased" in to a car you could not afford to begin with.
I'm not knocking you for being down, there are a lot of people down right now. I AM knocking you for turning to a car forum for hand-outs when you still have not even remotely justified why it is that you are 4 months behind to begin with. Unless you have some terminal illness and cannot work any longer, take your lumps, let the car go back to the bank and move on and stop web begging.
Just so we are clear, anyone with a right mind does not just leave large sums of cash and guns in their car.
For the record, my 2nd post indicated very clearly that the 1st post was just a joke. The rest is dead on target and JUICEE63 knows it.
03-24-2009, 09:57 PM
#195
Newbie
Join Date: Mar 2009
Location: Tennessee
Posts: 11
Likes: 0
Received 0 Likes
on
0 Posts
Dodge Viper
I read all I needed to in the first few pages. The ongoing drama of somebody losing their car because they didn't make their payments is not entertaining to me.
I do, however, wonder why it's over a week later and juicee's car is not parked back in his "private driveway" after the MB Financial issue has been resolved.
S.
I do, however, wonder why it's over a week later and juicee's car is not parked back in his "private driveway" after the MB Financial issue has been resolved.
S.
MB is hand delivering him a BRAND new one next week Cobra! You haven't heard?
03-24-2009, 09:58 PM
#196
Newbie
Join Date: Mar 2009
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
Big ass car
I have a ride for tomorrow , but looks like its going to be a terrible day at work to leave. So I will call in the morning and likely set up several days and possible times. It has been a real struggle to get this insync.
As far as the credit te repo, would not be reported if I redeem. So its 24 months of consecutive payments to the creditor,
with 18-24 months of on time payments my credit score should be back in the low to mid 700's. My Attorney said a bk, a repo, a judgement during this period is simply not going to be looked at as badly as it was in previous years.
I will video pickup and expose my hiding spot, if the stuff is gone , guess the guy was correct when he stated " I got your car, I do 5 benzo's per day, I know all the spots" Ill post an update tomorrow, hopefully from the road to Riverside
As far as the credit te repo, would not be reported if I redeem. So its 24 months of consecutive payments to the creditor,
with 18-24 months of on time payments my credit score should be back in the low to mid 700's. My Attorney said a bk, a repo, a judgement during this period is simply not going to be looked at as badly as it was in previous years.
I will video pickup and expose my hiding spot, if the stuff is gone , guess the guy was correct when he stated " I got your car, I do 5 benzo's per day, I know all the spots" Ill post an update tomorrow, hopefully from the road to Riverside
< Not you driving that repo'd car of yours.
03-24-2009, 10:00 PM
#197
Newbie
Join Date: Mar 2009
Location: Tennessee
Posts: 11
Likes: 0
Received 0 Likes
on
0 Posts
Dodge Viper
03-24-2009, 10:01 PM
#198
Newbie
Join Date: Mar 2009
Posts: 9
Likes: 0
Received 0 Likes
on
0 Posts
Big ass car
Did you send your check to this MB driving non-paying his monthly payments got his car repo'd pal buddy friend that we just met on this forum?
03-24-2009, 10:02 PM
#199
Newbie
Join Date: Mar 2009
Location: Tennessee
Posts: 11
Likes: 0
Received 0 Likes
on
0 Posts
Dodge Viper
