Wheel & tire insurance?? Must decide Saturday 2PM EST
Thread Starter
Super Member
Joined: Sep 2012
Posts: 558
Likes: 152
From: New York City
2021 e All Terrain, 2001 e55
Wheel & tire insurance?? Must decide Saturday 2PM EST
After waiting nine months my all-terrain is in and I'm picking it up on Saturday.
My new car has 19 inch wheels. I'm wondering if wheel and tire insurance at $2300 is worth the price?
I don't really know if the rims are staggered on the all-terrain but I'm thinking about buying a rim and keeping it in the garage in case of an emergency and self-insuring.
For my 2015 S Class I bought wheel insurance, I live in New York City where there are plenty of potholes and I've been careful and never had a flat or damaged rim.
I would welcome any feedback or suggestions.
My MSRP was $88,400 I was given a $3500 discount. I was given 28,500 trade in for my 2015 S class with 107,000 miles.
THANKS!
phil
My new car has 19 inch wheels. I'm wondering if wheel and tire insurance at $2300 is worth the price?
I don't really know if the rims are staggered on the all-terrain but I'm thinking about buying a rim and keeping it in the garage in case of an emergency and self-insuring.
For my 2015 S Class I bought wheel insurance, I live in New York City where there are plenty of potholes and I've been careful and never had a flat or damaged rim.
I would welcome any feedback or suggestions.
My MSRP was $88,400 I was given a $3500 discount. I was given 28,500 trade in for my 2015 S class with 107,000 miles.
THANKS!
phil
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Joined: Nov 2014
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.
What is your experience with ruined wheels and tires? Personally, I have neither purchased tire & wheel insurance nor have I ever had to replace a wheel. I've had a few repairable flats over the years, but never totally ruined a tire. Wheels are somewhat expensive, but you can buy a lot of tires for $2,300.
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From: Washington DC
No more MB:(
2300 is high, 1900 is what my dealer charges me and they usually give me a discount off of that. I've had it on all my vehicles. Haven't needed to use it on ever one but on both my 2013 and 2015 SL's it paid for itself several times over. 19's with standard - non amg - wheels probably wont need it.
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Joined: Apr 2006
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From: Dallas-Ft.Worth,TX
2016 E350 Sport
Just another dealer "pack." You can bank the $2300 and buy a couple wheels if ever needed.
Besides, I would ask why the OEM warranty doesn't cover the wheels (at minimum). If OEM warranty does, then skip the expense for sure.
Besides, I would ask why the OEM warranty doesn't cover the wheels (at minimum). If OEM warranty does, then skip the expense for sure.
Out Of Control!!
Joined: Sep 2018
Posts: 14,666
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From: unbegrenzt
2017 GLE350 4MATIC
Don't buy wheel/tire insurance. All insurance always benefits the issuer, and rarely the purchaser. $2300? Not a chance. How likely are you to need the insurance?
Did you seek the insurance, or did they offer it to you? I can't remember the last time I purchased something that I didn't seek out in the first place.
Did you seek the insurance, or did they offer it to you? I can't remember the last time I purchased something that I didn't seek out in the first place.
Last edited by chassis; Apr 16, 2021 at 03:58 PM.
Super Member
Joined: Dec 2016
Posts: 641
Likes: 226
From: Charlotte, NC
2024 E450 AT Wagon, 2024 EQS450+ / Had: 2021 E350, 2019 E300, 2021 + 20 GLE350, 2019 E450 Wagon(s)
Congrats on the new All Terrain - cannot wait to see pictures of it.
I have never purchased it - although in my NYC days, I took a $4,400 hit from a pothole on the Bruckner Expressway - two wheels, two tires, and entire factory exhaust for my Infiniti M45.
I would probably pay $1,500 for the wheel and tire insurance - otherwise, the wheel in the garage and self-insuring sounds like the way to go.
I have never purchased it - although in my NYC days, I took a $4,400 hit from a pothole on the Bruckner Expressway - two wheels, two tires, and entire factory exhaust for my Infiniti M45.
I would probably pay $1,500 for the wheel and tire insurance - otherwise, the wheel in the garage and self-insuring sounds like the way to go.
Thread Starter
Super Member
Joined: Sep 2012
Posts: 558
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From: New York City
2021 e All Terrain, 2001 e55
THANKS! Thanks to all of you for your feedback. I am not going to buy the insurance.
UA549; I agree that you can buy a lot of tires for $2,300.
places; I asked for a discount on the car even though Streamliner suggested it would not be possible so I do not think I can ask for a another discount
DFWdude; no on the factory warranty
Chassis; they offered it to me. A little extra revenue... can't blame them for the attempt
Lanzz; The Bruckner has not changed, When I go to JFK I use Carmel (someday I will fly again.)
Thank you all for taking the time to help me.
phil
UA549; I agree that you can buy a lot of tires for $2,300.
places; I asked for a discount on the car even though Streamliner suggested it would not be possible so I do not think I can ask for a another discount
DFWdude; no on the factory warranty
Chassis; they offered it to me. A little extra revenue... can't blame them for the attempt
Lanzz; The Bruckner has not changed, When I go to JFK I use Carmel (someday I will fly again.)
Thank you all for taking the time to help me.
phil
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Senior Member
Joined: Jul 2010
Posts: 435
Likes: 129
From: nova scotia
2025 e 450
hi Phil i have had the insurance on my last 3 mercedes vehicles as well as my wife's cars. Our roads in Nova Scotia especially in the spring are pretty bad and to replace a wheel is not cheap ..if i recall there are different types of this insurance,for example some cover curb rash etc and the cheaper ones cover just potholes and the like.
i am not certain which one i now have but i do not believe it was nearly as much as what is being requested for the AT..My wagon has 18 inch wheels but if i was getting the 19 inch ones i would probably get the insurance...post some pictues when you can and good luck with your new car
i am not certain which one i now have but i do not believe it was nearly as much as what is being requested for the AT..My wagon has 18 inch wheels but if i was getting the 19 inch ones i would probably get the insurance...post some pictues when you can and good luck with your new car
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Joined: Feb 2014
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From: MA
2008 E350 4Matic, 2011 E350 4matic
Those are nice wheels and tires you have there, be a shame if anything happened to them. You sure you don't want to pay some protection money, I mean insurance in case something happened to them?
Probably worth skipping. You can get a new set of tires at Costco for around 1k and that would include road hazard. While new wheels are expensive, you can get them repaired, usually bent rims can be bent back for around $100-$125 a wheel. As time goes on, the price of the wheel drops, you can usually pick up used ones or refurbished ones on eBay, just search by the part number.
Probably worth skipping. You can get a new set of tires at Costco for around 1k and that would include road hazard. While new wheels are expensive, you can get them repaired, usually bent rims can be bent back for around $100-$125 a wheel. As time goes on, the price of the wheel drops, you can usually pick up used ones or refurbished ones on eBay, just search by the part number.
Newbie
Joined: Aug 2018
Posts: 13
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2019 E300 4Matic, 2021 AMG CLS 53 4Matic+
In Canada, the MB provided tire warranty is very useful for lease vehicles, as you need to return with the run-flats and they will warranty any aftermarket rim or tires used.
Our C43 has low profile tires, in the winter I blew the front one over a pot hole and they replaced both front ones no questions asked - they were winter tires that were purchased separately.
If you are financing/owning the vehicle and plan to change out the crappy run flats anyways then you can opt-out.
Our C43 has low profile tires, in the winter I blew the front one over a pot hole and they replaced both front ones no questions asked - they were winter tires that were purchased separately.
If you are financing/owning the vehicle and plan to change out the crappy run flats anyways then you can opt-out.
Super Member
Joined: Jan 2015
Posts: 574
Likes: 119
From: New Jersey
MB W213 E300 4MATIC Luxury Model
After waiting nine months my all-terrain is in and I'm picking it up on Saturday.
My new car has 19 inch wheels. I'm wondering if wheel and tire insurance at $2300 is worth the price?
I don't really know if the rims are staggered on the all-terrain but I'm thinking about buying a rim and keeping it in the garage in case of an emergency and self-insuring.
For my 2015 S Class I bought wheel insurance, I live in New York City where there are plenty of potholes and I've been careful and never had a flat or damaged rim.
I would welcome any feedback or suggestions.
My MSRP was $88,400 I was given a $3500 discount. I was given 28,500 trade in for my 2015 S class with 107,000 miles.
THANKS!
phil
My new car has 19 inch wheels. I'm wondering if wheel and tire insurance at $2300 is worth the price?
I don't really know if the rims are staggered on the all-terrain but I'm thinking about buying a rim and keeping it in the garage in case of an emergency and self-insuring.
For my 2015 S Class I bought wheel insurance, I live in New York City where there are plenty of potholes and I've been careful and never had a flat or damaged rim.
I would welcome any feedback or suggestions.
My MSRP was $88,400 I was given a $3500 discount. I was given 28,500 trade in for my 2015 S class with 107,000 miles.
THANKS!
phil
MBWorld Fanatic!
Joined: May 2018
Posts: 1,432
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From: Illinois
2021 c300 Cab. Arrived 7/28/21 . 24 GLE 450e.
I only added 600 miles in 5 months. Yesterday I picked up a screw in my left driver’s side front tire. Luckily I was just leaving Costco and the we’re able to plug the tire. The other luck thing for me is I changed out my run flat tires to standard tires. Had that been run flat tires I would have has to spend $350 -$400 instead of $12 to plug the tire.
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From: Washington DC
No more MB:(
Originally Posted by Elvisfan0108
2 things here. Run flats can be plugged. Also, I assume you paid for those standard tires. So don’t forget the $600 to $1,000 or more you spent.
MBWorld Fanatic!
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From: Washington DC
No more MB:(
Congrats on the new car!
Super Member
Joined: Dec 2016
Posts: 641
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From: Charlotte, NC
2024 E450 AT Wagon, 2024 EQS450+ / Had: 2021 E350, 2019 E300, 2021 + 20 GLE350, 2019 E450 Wagon(s)
Agree, nothing to be ashamed of. One less thing to worry about as you enjoy your new wagon, congrats!!
MBWorld Fanatic!
Joined: Oct 2018
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From: Washington DC
No more MB:(
Unless a separate provision or additive to the policy, the deductible in most cases is greater than the cost of the tire.
In my case after two cracked rims and I don’t recall how many tires I probably would have had my premium rise obsurdly
high or get dropped.
In my case after two cracked rims and I don’t recall how many tires I probably would have had my premium rise obsurdly
high or get dropped.
Last edited by places; May 1, 2021 at 08:44 AM.
Thread Starter
Super Member
Joined: Sep 2012
Posts: 558
Likes: 152
From: New York City
2021 e All Terrain, 2001 e55
I do not want my insurance rate to go up. That is why I bought from MB. I hope I do not need it but I am glad to have it. A little like life insurance.
MBWorld Fanatic!
Joined: Oct 2018
Posts: 3,360
Likes: 1,526
From: Washington DC
No more MB:(
I just took my G in this past week for service and they found a nail. Thanks to the insurance I got a new tire. You never know!
